Car Finance Options
Accelerate your purchase with Credit One!
Life is busy, we understand that - and that's why we make vehicle finance easy!
Speaking with dealers can be time consuming. At Credit One we help you accelerate your purchase. We make the car buying process simple, easy and cost effective and are focused on finding the most financially effective and streamlined finance for you.
Credit One offers simple vehicle selection options allowing you to access all competitive pricing on all makes and models through comprehensive dealer networks.
Business Car Finance
Credit One specialises in finance for business and with one of our business finance consultants on your side, you can be confident in making a smart choice on your next purchase.
We consider all facets of your business including your business structure, GST registration, tax and cash flow, before providing you finance options.
Credit One provides a wide range of choices to businesses and simplifies the process and decision making for a wide range of companies, partnerships and sole traders.
A novated lease will suit any employee wishing to include a motor vehicle as part of their salary package offered by their employers.
How does it work?
A novated lease is an agreement between your employer, yourself (the employee) and the financier. It is the employer's obligation to meet the repayments.
Under this arrangement, the employer pays the monthly lease on behalf of the employee, with the employee to use the vehicle as part of their salary package arrangement.
If employment ceases for any reason, or the lease agreement is finalised, the novation ceases and the obligations assumed by the employer revert to the employee.
Secured Car Loan
A car loan is a personal finance product where the financier advances the customer funds for the purchase of a vehicle and secures the loan against the vehicle. A car loan can also be known as a "consumer loan" or a "Secured Car Loan".
How does it work?
Under a car loan the financier lends funds to the customer to purchase the car. The customer takes ownership of the vehicle at the time of purchase, and the financier takes an interest in the vehicle as a security for the loan.
Once the contract is completed, the financier releases their interest on the vehicle, giving the customer clear title.
Private Sale Car Loan
Credit One can help you find a financing solution when your bank can't! We won't discriminate if you have found a great deal with a private seller and what's more, we provide you with great rates and excellent service.
Need a new car, a much-needed holiday, funding for your dream wedding or to take control of your finances through consolidating your debts? Credit One can assist with a personal loan to help you get what you want, without the wait.
Features of a Personal Loan include:
- You can borrow $5,000 or more
- You have the options of choosing a loan term from one to seven years.
- The loan options include a choice of fixed and variable interest rates.
- Repayments are made weekly, fortnightly or monthly.
- A personal loan allows instant access to extra money repaid on variable rate loans, at no cost.
Apply For Your Car Loan Online - No Waiting!
Our finance specialists will save you time & money by comparing 40+ leading lenders to get you bank-beating car finance. Best of all - if you're not completely satisfied, your application is obligation-free.Apply Now Get a Quick Quote