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Secured Car Loan - Secured Car Loan Options

Secured Car Loan - Secured Car Loan Options

A secured car loan is a personal or consumer finance product where the financier advances the customer funds for the purchase of a vehicle and secures the loan against the vehicle. 

A car loan can also be known as a "consumer loan" or a "secured car loan". 


 

How does a Secured Car Loan work?

Under a car loan the financier loans funds to the customer to purchase a car. The customer takes ownership of the vehicle at the time of purchase, and the financier takes an interest in the vehicle as security for the loan.

Once the contract is completed, the financier releases their interest on the vehicle, giving the customer clear title.

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