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Marine Chattel Mortgage

Marine Chattel Mortgage

A chattel mortgage is a commercial loan product where the customer takes ownership of the boat at the time of purchase.

How does a Marine Chattel Mortgage work?

Under a Chattel Mortgage the financier advances funds to the customer to purchase a boat, and the customer takes ownership at the time of purchase.

The financier then takes a mortgage over the boat as security for the loan.

Once the contract is completed, the charge is removed giving the customer clear title to the boat.

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