Truck Finance Options

Credit One offers a complete range of packages and options to suit your truck finance and loan needs.

Asset Lease

An Asset Lease enables the customer to have the use of their business equipment and the benefits of ownership, while the financier retains actual ownership of the equipment.

Commercial Hire Purchase

Commercial Hire Purchase is a finance product where the customer hires their business equipment from the financier for a fixed monthly repayment over a set period of time.

Chattel Mortgage

Under a Chattel Mortgage the customer takes ownership of the equipment (chattel) at the time of purchase.

Equipment Rental

Equipment Rental is an agreement between a financier and a customer whereby the financier buys the equipment on behalf of the customer and rents it back to them over a fixed period.