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Car Finance Gold Coast

Get out on the road sooner with the car of your dreams, supported by Credit One’s car finance.

Finding the best interest rates has never been easier with the car finance Gold Coast residents love at Credit One. Our experienced and friendly team of brokers have been helping Gold Coast residents to get behind the wheel of their dream car for over 20 years. 

When you finance through Credit One, you’ll be shown options that beat those from the big banks – that’s a guarantee. We’ve partnered with over forty of the best lenders in the country to ensure you find the right solution from a diverse range of car finance options. 

The dedicated service from Credit One sees Gold Coast borrowers of all financial backgrounds and objectives get offered car loan solutions that suit their needs. 

Come and find out why Credit One is the better way to secure your low-cost car finance on the Gold Coast today. Phone 1300 CREDIT (1300 273 348) or click for an online quote today.

Business Car Finance at Credit One

Credit One supports Gold Coast businesses, with unrivaled support to secure business owners’ car finance on their next work vehicle. From the first work ute, to the newest van in a large fleet, Credit One has the options to get your business on the road. 

Our consultants will consider everything when organising your business car finance on the Gold Coast. We’ll evaluate your cash flow, taxation, and how you’ve structured your business when determining the best car loan solution for you. 

Credit One business car finance on the Gold Coast includes: 

  • Chattel Mortgage
  • Hire Purchase
  • Car Finance Lease 

Business assets are eligible for various tax deductions, and your work vehicle financed with the help of Credit One is no different. The instant asset write-off from the Australian Government may apply to your car, and our team at Credit One can help you manage the relevant documents to ensure you receive the business benefits of this type of car loan. 

Credit One Personal Gold Coast Car Finance

As much as we’d like to think they do, cars don’t last forever. If you’re ready for an upgrade or the family has recently expanded, Credit One’s personal car finance is the perfect option for you. 

Since 1999, Credit One has built a reputation as the leading broker on the Gold Coast and across Australia for car finance. We put our clients first, providing a comprehensive service to a secured loan on their new car. Credit One encourages borrowers of all financial backgrounds to experience the difference at Credit One, and find a car loan solution they might have never thought possible. 

With our diverse portfolio of partnered lenders, the options for your car loan repayments will be as varied as the options for the car itself. With access to competitive comparison rates, you’ll be behind the wheel in no time. 

Get your personal car finance rolling by working out a general repayment plan through our car loan calculator. After you lodge your online inquiry, a member of the Credit One team will contact you about your options for car finance. 

Comprehensive Brokerage Service

Unlike other brokerages, Credit One is with you every step of the way. Before considering applying for car finance, why not browse this helpful car buying guide from our partnered site Cartopia. Here you’ll be able to find information on a range of cars, that can help shape your decision. 

Our service doesn’t stop at the dotted line. For businesses that partner with Credit One, our team can help you find the best insurance option through OneSure. We’ll ensure your assets are protected from the unexpected, with flexible policies to suit your needs. 

Credit One offers the comprehensive car finance Gold Coast businesses and consumers turn to. With over 1100 five-star Google reviews, and our services being a three-time winner of Eric Insurance’ Broker of the Year’, we’ve got the recognition to prove it. 

Frequently Asked Questions

What is a secured loan?

In car finance, a secured loan is the most popular type of loan offered by the lenders associated with Credit One. In a secured loan, the lender will advance you the funds to purchase a vehicle. The vehicle is then secured against the loan until the total car loan repayments have been paid off. Its features include: 

  • Fixed interest for the whole time of the loan
  • The debtor can make extra repayments
  • Low exit costs
  • Marginal account keeping fees
  • Partial or full funding
  • Total flexibility in the package type

How do I know if I’m eligible for Gold Coast car finance?

Credit One determines eligibility after thoroughly evaluating your financial circumstances and objectives. When you contact the Credit One office, you’ll go through a few brief questions. After getting basic information from, our team will be able to make a judgement on your eligibility and a guide on your loan options. Depending on your circumstances, this can be determined on the same day. The best way to find out is to call a broker today on 1300 272 348. 

Why choose Credit One?

The fiercely approving reviews from our clients about our car finance on the Gold Coast continually mention our approachable and well-informed approach to finance. Our brokerage service is determined to get our clients into the cars they want. 

We are meticulous in our approach to presenting the most suitable car loan options for a range of vehicles, from sports cars and station wagons to convertibles. We’ll go over your loan options in-depth and ensure you are presented with various options with interest rates that match your financial circumstances. 

The unbiased, composed method that Credit One takes to brokerage guarantees that all of our customers receive the best car finance options compared to any other service on the Gold Coast. 

Do you offer new and used car finance Gold Coast?

Credit One offers premium brokerage for financing both new and used cars. When the bank says ‘no’, Credit One will work harder to secure your car finance on the Gold Coast for either new or used vehicles. 

Varied interest rates will apply should you choose to finance a used car over a new one. Our partnered lenders will consider the vehicle’s age, condition, and service history when determining the suitable car loan options for a used car. 

A brand-new car loan from a dealership will invariably attract a lower interest rate. However, Credit One works for you to ensure you still receive the best possible rate on your car, no matter its age. 

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How To Apply

1. Enquiry

Whether you’re after a new car, financing for a home, a business equipment loan or something a little more fun, Credit One can help secure your dream. Simply contact us online by or and chat with our friendly team.

2. Lodgement

Save time and hassle by letting us lodge a financing application for you. Our expert brokers will source the best option, tailored to your needs, prepare your documents and follow up within 24 hours to secure your loan sooner.

3. Approval

Next comes approval, enjoy the feeling of knowing you’re only one step away from acquiring financing! Your chosen lender will perform their final checks and both parties sign off any remaining paperwork prior to settlement.

4. Settlement

You’ve been approved, signed your documents and acquired any necessary insurance. Settlement is the time when the lender lodges your documents and transfers the funds. Congratulations, you’ve achieved financing in four easy steps!