Car Finance Newcastle
Finance a brand new or used car today with Credit One.
Looking for the leading car finance Newcastle has to offer? Look no further than Credit One. Since 1999, we’ve been helping those in Newcastle NSW to get you out on the road sooner, with exceptional car finance broking services.
The benefits of car financing through Credit One are innumerable. Newcastle residents can access tailored loan packages to fulfil the requirements of their borrowing profile and budget. When you come to Credit One, you’ll be able to benefit from our partnerships with over forty of Australia’s leading lenders, including some that are not available to the public.
For the most competitive car finance Newcastle-wide, get in contact with Credit One today. Our team of expert consultants provide industry-leading service, bespoke loan products and a hassle-free approval process. Feel the rush of the fresh air in a new convertible and the smooth tarmac of the open road with a car loan from Credit One. Call our team on 1300 CREDIT (1300 273 348) or submit an online enquiry.
Newcastle Business Car Loans
Credit One is on hand to help business operators get their company moving with Newcastle car finance options for businesses of all natures. We treat business finance a little differently than other loans. Your chattel mortgage will take into account an individual evaluation of your business. We’ll look at everything, cash flow, taxation status, and your business structure when attempting to match you up with a business finance option at a friendly interest rate that suits your company.
Credit One knows business. And we understand that it is nothing without the unexpected. That’s why Credit One will go further to help protect your business, too. As the business car finance Newcastle companies know and love, we can facilitate a policy through the specialists at OneSure.
Business assets like cars may also be eligible for the Australian Government’s instant asset write-off policy. Through this policy, businesses are able to claim a tax deduction on eligible assets. Credit One will help Newcastle business owners further than securing finance, but also guide them through securing the relevant documentation from the dealerships to ensure they can claim all the benefits from business financing.
Personal Car Finance
Are you thinking of a change in car? Maybe the family has grown bigger, and you need a new vehicle to drive everyone around. Upgrades are made easier with Credit One. Our car finance is known and relied upon across Newcastle and beyond.
When you’ve picked out a new car, upon approval, our partnered lenders will forward you the funds to purchase the vehicle. With flexible contract terms, and increased control over your repayments, enjoy the better way to finance a personal car loan with Credit One today.
Credit One is determined to help borrowers of all backgrounds to secure a car loan in Newcastle. With competitive comparison rates, and consultants with you every step of the way, more people are turning to our team to make their motor vehicle dreams a reality.
Try out our car loan calculator to work out an estimate of what your repayment plan could look like. Then, fill out an online enquiry to get the ball rolling with one of our consultants. We’ll be able to direct you to the best financing options for your financial circumstances. We understand that there is a wide variety of reasons anyone might need a personal loan for a new car, which is why we offer an equally as wide selection of specialised car loan options through our lenders.
Frequently Asked Questions
Can you broker finance for both used and new cars?
Unlike some of the banks, which will not grant finance for used cars or other vehicles, Credit One has partnerships with lenders that will do both. At Credit One, we believe your choice to buy new or old should not prevent you from accessing leading budget-friendly loan solutions. There are only a small handful of brokers that offer this sort of car finance in Newcastle, and even fewer provide the amazing rates that Credit One can.
Keep in mind that the age and condition of the car you are looking to finance are significant factors that will dictate your interest options from the lender. Whilst not impossible to secure finance for a second-hand vehicle, purchases of new cars always have lower interest and more flexibility on the loan.
What is a secured loan?
When it comes to car finance in Newcastle, the secured loan is the most popular type of loan that you’ll have access to. Features of a secured loan include:
- Fixed interest for the entire duration of the loan
- Typically, a lower overall interest rate
- The ability to make extra repayments
- Marginal exit costs
- low account keeping fees
- Availability for both partial and full funding
How do I know if I’m eligible for Newcastle car finance?
Credit One determines eligibility through a detailed assessment of your individual financial situation. Following this evaluation, we’ll discuss your financial circumstances, and your broker will use this information to work out your eligibility for a loan.
To find out more about your eligibility, get in contact with our team today on 1300 272 348.
