Car Finance Sunshine Coast

Explore the Sunshine Coast behind the wheel of a car financed through Credit One.

For knowledgeable and experienced car finance on the Sunshine Coast, there’s only one choice -Credit One. When applying through Credit One, finding the best interest rate on your new car loan is simple. 

Applying for a car loan through Credit One takes just sixty seconds – in many cases, we can evaluate you for a Sunshine Coast car loan on the same day. 

The friendly team of Credit One brokers will assess your current financial circumstances, listen to your loan requirements, and present you with options on the best car loan for your situation. We’re proud to have partnered with over forty of Australia’s best financiers, all of which have diverse rate opportunities for the perfect vehicle loan. 

Unlike the big banks, working with Credit One opens the door to far more breadth in your lending options. We’ll do all the hard work – scouring the best options with competitive comparison rates – to match you up with the best car loan. With car finance trusted across the Sunshine Coast, Credit One has your motor leasing goals organised. 

With over 1100 reviews and counting, Credit One is committed to offering world-class brokering service for all our customers. To find out more about your car finance options on the Sunshine Coast, call our team on 1300 CREDIT (1300 273 348) to speak with one of our experienced consultants, or fill out one of our no-obligation quotes. 

Car Finance for Sunshine Coast Businesses

Credit One is always looking for ways to support the local economy. For local businesses on the Sunshine Coast, Credit One will assist operators with securing a business car loan structured to suit the nature of your business. 

We’ll evaluate your revenue, applicable taxation, and other important information in tailoring a car loan to ensure that you can maximise the benefits of a loan structured around your business. 

Purchasing a work vehicle is a vital step for any business, and Credit One is determined to make the process run seamlessly. All you need is an ABN to get started, and our business car finance team on the Sunshine Coast will take care of the rest. 

We’ll ensure that your work vehicle is classified correctly as a business asset, even as you pay it off. And as an asset, it will be eligible for deductions from the Australian Government. If you are eligible for the instant asset write-off policy, we can help you manage the appropriate documentation to ensure your business receives the benefits. 

Car Finance Sunshine Coast for Personal Use

If you don’t have the option of a car loan through a business, a secured car loan is your best chance at getting the keys to your car through Credit One. If you need to upgrade the family car, or thinking about treating yourself to a new convertible, Credit One can help you secure the best personal loan for you.

We’ll broker the deal between you and one of our partnered lenders for a vehicle of your choice. Your car will be used as security against the loan until you have completed your loan repayments. 

A secured loan will have a lower interest rate than an unsecured one, as your car will be used as security. Lenders will not always permit a secured loan for all vehicles. Credit One will need to check if your vehicle is suitable.

Credit One has been providing the car finance Sunshine Coast residents trust, and with the array of loan types we are able to facilitate, we can pair a car loan solution to just about all kinds of financial backgrounds. 

New and Used Car Finance on the Sunshine Coast

Credit One offers leading financing options for customers for both new and used vehicles. When your bank refuses you, we’ll work harder to secure you a car loan, regardless of whether the car is brand new or second-hand. 

The interest rates that apply to your car loan will be impacted if you choose to finance a second-hand car over a new one. When consulting our partnered lenders, we’ll need to include the vehicle’s age, condition, and service history in the report to determine the suitable car loan type. 

A brand-new car loan from a dealership will always have a lower interest rate. However, Credit One works on your behalf to ensure you still receive the best possible rate on a second-hand car too. 

Frequently Asked Questions

I have a low credit score – will I be eligible for car finance?

Credit One’s team of specialised car finance consultants will take into consideration all the features of your unique financial background when assessing your eligibility for a loan. We relish the opportunity for a challenge, and we are determined to try and pair car loan options with all our clients. However, there is no guarantee that there is a loan option to meet your financial circumstances, and bad credit might impact your chances. We are determined to support your application however we can. 

We work with customers with diverse financial backgrounds, and a low credit rating is not the instant disqualification from receiving a loan that it once was. We encourage everyone looking at car finance throughout the Sunshine Coast to get in touch with our team for further information.

How can I calculate my car loan repayments?

Your Credit One broker will go over the details regarding your loan repayment expectations as part of your car finance. If you are looking for a quick estimate with more general loan information, you can use our car loan calculator. The calculator gives a brief indication of how much you can borrow on your selected loan. 

Important Reminder: These figures are only an estimate, and the actual amount will be impacted by the amount you wish to borrow and your financial situation. 

Why should I choose Credit One for car finance on the Sunshine Coast?

When it comes to financing a car on the Sunshine Coast, Credit One provides our customers with the best options on where to spend their money. Our team provides unbiased, educated advice to keep your finance options in perspective. Our brokerage service is budget-friendly, and we’re on your team to get you the optimal car finance. 

We’ve taken out ‘broker of the year’ for three years in a row from Eric Insurance, and we intend to uphold that reputation. Credit One’s brokerage is quick, easy, and seamless – making it the top choice for car finance on the Sunshine Coast.