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Car Finance Townsville

Finance the car of your dreams in Townsville with Credit One.

Car finance shouldn’t be a stressful experience. At Credit One, we’ve been making it easier for Townsville residents to secure finance on their cars for over twenty years. The Credit One team of brokers comprises motor vehicle enthusiasts just like you, who are committed to helping you get behind the wheel and out on the road sooner. We understand the importance of finding the car of your dreams – that’s why we’re dedicated to providing the car finance Townsville can depend on.

Our brokers have developed tight-knit partnerships with almost fifty of Australia’s top lenders to deliver you competitive interest rates you’d be hard pressed to find at the big banks. With a broad range of financiers (including some not available to the general public), we’re confident that we can match any Townsville resident with the right financial options. We broker car finance in Townsville based on the unique financial circumstances of our customers.

Car finance that you can trust – that’s Credit One. Discover why Credit One is the number one way to secure finance in Townsville and North Queensland today. Phone  1300 CREDIT (1300 273 348) or fill out the form for an online quote.

Personal Car Financing Townsville 

Townsville is the gate to the beauties of Northern Queensland – but your key is a new car!

A car is the best way to get exploring in and around Townsville. If you’re thinking of starting a family, you’ll need a bigger car to fit the little ones in. If you’re looking to upgrade from your first car, we can make it happen. Credit One makes personal car finance in Townsville easy. Our evaluation of finances is a simple and hassle-free process, and we work to find you the best possible finance agreement on your car.

Feel free to shop around for options before your consult with Credit One, as we find the most lengthy process in car finance is picking one out to buy! Whether you’re looking for brand new, or second-hand, we’ve got lenders who are willing to loan in both circumstances. All of our lenders boast flexible contract terms on car financing, letting you take control of your repayments before they begin and during the repayment period.

Want to know a guide on how much you can afford? Try our loan calculator, input the terms you’d like on an amount and see what your schedule might look like. As only a rough estimate, the actual terms of your finance may differ, so get in contact with a Credit One consultant to see what our partnered financiers can offer you. Car finance Townsville made easy – that’s Credit One.

Frequently Asked Questions 

Why should I choose Credit One?

Credit One is an independent, unbiased motor finance service and brokerage. We offer unrivalled access to cost-effective loans for everyone. Simply put, we deliver the best options for car finance in Townsville.

We match your personal financial needs with the leading finance options offered by our partnered lenders – leaving you with the best possible selection of loan options based on your financial history. Credit One can provide you with personalised options that are better reflective of your financial circumstances and objectives.

Talk to one of our knowledgeable, independent car finance brokers today, so you can get yourself and your family behind the wheel and on the road in no time!

How much can I borrow for car finance?

The amount you will be eligible to borrow from our partnered financers depends on the type of car you’ll need a loan for, and the proposed length of the loan. It will also be influenced by your financial history. It is difficult to give an answer without knowing these details about the borrower.

Providing access to the car loans in Townsville means that we seek and secure finance options of all shapes and sizes. Whether you need a car for personal use or to add to your business fleet, the best deal is found through Credit One.

Always submit an online enquiry or speak with one of our consultants first to get an accurate estimate on your eligible borrowing before committing to anything.

Will I be eligible finance with bad credit history?

Bad credit history can lower your chances of a car loan, but it does not rule it out completely. Through our relationships with our lenders, we are determined to secure car finance terms for anyone that needs one. Unfortunately, we cannot guarantee car finance for every applicant – but to confirm your eligibility, speak with a member of our team today. We’ll always work to find the best finance options for every customer.

Can I finance a car for my business?

Yes.

Do you operate a touring company across Northern Queensland? Or are you a local business owner in Townsville? Whatever your need for a new car, Credit One can help secure your finance.

We have a specialised finance team for Townsville businesses that understand the unique nature of business loans and can secure you a chattel mortgage within your budget today.

Even if your business does have the cash to afford an outright purchase of a work car, investing your money into a single asset can leave you with less capital to put towards your other business operations. Financing a vehicle can be a great way to free up cash flow and facilitate growth in other areas of your business.

If you’re looking for business car finance in Townsville, we’re here to help. We’ll be with you throughout the life of your loan, and we can assist you in adjusting your loan terms to fit the evolving structure of your business. Discover why we have earned over 1,100 five-star google reviews from our clients in Townsville and all over Australia.

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* Interest rate is indicative range only.

How To Apply

1. Enquiry

Whether you’re after a new car, financing for a home, a business equipment loan or something a little more fun, Credit One can help secure your dream. Simply contact us online by or and chat with our friendly team.

2. Lodgement

Save time and hassle by letting us lodge a financing application for you. Our expert brokers will source the best option, tailored to your needs, prepare your documents and follow up within 24 hours to secure your loan sooner.

3. Approval

Next comes approval, enjoy the feeling of knowing you’re only one step away from acquiring financing! Your chosen lender will perform their final checks and both parties sign off any remaining paperwork prior to settlement.

4. Settlement

You’ve been approved, signed your documents and acquired any necessary insurance. Settlement is the time when the lender lodges your documents and transfers the funds. Congratulations, you’ve achieved financing in four easy steps!