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Boat Finance Adelaide

Get out onto the water sooner with Credit One. We provide cost-effective boat finance Adelaide locals can count on.

When you apply for a boat loan or finance with Credit One, you’ll be able to speak with a specialist boat finance consultant – we have access to various lenders which can provide you with a tailored loan that suits your financial situation and requirements and objectives. If you’ve been dreaming of buying a boat, yacht, or jet ski, choose the boat loan Adelaide specialists, choose Credit One. We’ll make your dream a reality sooner than you ever thought possible!

When you apply through a dealership or bank, you often only have access to a very limited number of finance products. At Credit One, we’re different to banks and dealerships – we are a brokerage that is passionate about marine leisure and our primary aim is to get you out onto the water as soon as possible. With better rates than the banks and a team of dedicated brokers on call, Credit One delivers extensive boat financing South Australia options and an efficient, personalised service you can trust.

Our boat finance Adelaide service provides the opportunity to pay off a loan on a marine vehicle in regular instalments at intervals you choose within a set loan term. We have years of experience organising finance and loans for commercial boats, charter boats, jet-skis, and commercial vessels; you won’t find a better deal than Credit One.

Discover why we’ve got over 1000 five-star Google reviews today! Complete an online Marine Finance Quote with no obligation, or phone 1300 CREDIT (1300 273 348) to talk with one of our experienced consultants.

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Credit One’s Extensive Boat Finance Adelaide Options

We’re passionate about helping Adelaide residents get onto the water without any unnecessary financial stress or restriction here at Credit One. That’s why we offer a wide variety of options in boat financing South Australians choose, time and time again.

Personal Boat Loan

Whether you need a loan for your new boat, a much-needed holiday, to renovate your marine home, or you’re simply taking control of your debts by bringing them all together in one place, we can help.

Commercial Fishing Boat Loan

Credit One are the experts in commercial boat loans for businesses in Adelaide. If you need a business loan for anything from game fishing boats, pontoon party boats, whale watching boats or trawlers, Credit One has you sorted.

Secured Boat Loan

Secured loans typically feature a lower interest rate compared to unsecured lending. In a secured boat loan, the boat itself is used as security. You’ll be lent an amount that is either equal to, greater or less than the boat’s total value.

Boat Commercial Hire Purchase (CHP)

Under a Commercial Hire Purchase (CHP) arrangement, your financier will purchase the boat on your behalf, hiring it back to you for a set loan term. You’ll have complete use of the boat for the entire term of your contract; however, you won’t be the owner.

You’ll take full ownership of the boat at the end of the term when the total price and interest have been paid in full.

Private Sale Boat Loan

Credit One is able to help you with a boat loan Adelaide for any and all boats privately purchased. Do you need financing for an amazing deal you’ve been offered by a private vendor? Are the banks refusing to help? We have access to various lenders that offer competitive rates, depending on your situation.

Boat Chattel Mortgage

Under a chattel mortgage, your financier will transfer funds to the customer to purchase a boat, where the customer then takes ownership at the time of purchase. If this option is most suited to you, get in touch with us today.

Why Use Credit One for Boat Finance Adelaide?

When it comes to boat financing in Adelaide, you won’t find a better deal than Credit One. We provide an unbiased, independent, and diverse marine finance service that comes at an accessible price point for all.

At Credit One, we have access to an extensive range of Australia and Adelaide’s top lenders, meaning we can find a marine finance solution that is best suited to your unique requirements and circumstances. What’s more, is, our brokers have an in-depth knowledge of all our partnered lenders and their respective policies, making the application process as simple as possible. There’s a reason we’ve been named ‘Broker of the Year’ for three years in a row.

We’ll compare the finest options available across 40 of Australia’s most trusted lenders, including lenders not directly available to the wider public, in order to deliver the best solution for you. Our boat finance Adelaide solutions offer low initial establishment fees and no-ongoing fees. You can even get an online finance quote in just 60 seconds with same day approvals using our simple, obligation-free Online Finance Applications!

Discover why we’re the smarter way to finance today; speak to one of our experienced finance consultants by calling 1300 273 348!

Frequently Asked Questions

What Does Credit One Do?

Credit One’s marine finance specialists work with Adelaide’s leading boat financiers. We’ve fast become Adelaide’s most reliable, efficient, and cost-effective boat financing experts – experience it for yourself today!

How Do I Apply for a Credit One Loan?

Applying for a boat loan is easy. With access to various lenders who can provide a tailored loan, our expert boat finance specialists are available online or by phoning 1300 273 348, six days a week. Reach out today!

What Do I Need to Get Finance?

All applications will vary on a case-by-case basis, but generally, you’ll need to provide evidence of your income for us to determine if you’re a suitable candidate for our finance options. You will also have to pay interest on the total loan amount.

How Long Does It Take to Be Approved?

We pride ourselves on our ability to deliver the fastest possible service without sacrificing quality or the competitive products that have made us known for offering the best boat finance Adelaide has to offer.

How Much Can I Borrow?

The amount you can borrow from us depends on the type of boat you’re using the loan for and the length of the loan. Thus, it is hard to provide an estimate without a description of your situation – we recommend you submit an online enquiry or talk to one of our consultants to get an accurate estimate.

We deliver premium boat loans & finance for all types of marine craft, from small jet skis and trailer boats to even the largest fishing vessels and charter yachts.

How Old Can the Boat Be?

Our financiers assess any boat finance applications on a case-by-case basis. If you’re interested in getting financial assistance for a slightly older or more unique boat, please submit an enquiry online or call us on 07 3420 7001 to obtain a unique, obligation-free quote.


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* Interest rate is indicative range only.

How To Apply

1. Enquiry

Whether you’re after a new car, financing for a home, a business equipment loan or something a little more fun, Credit One can help secure your dream. Simply contact us online by or and chat with our friendly team.

2. Lodgement

Save time and hassle by letting us lodge a financing application for you. Our expert brokers will source the best option, tailored to your needs, prepare your documents and follow up within 24 hours to secure your loan sooner.

3. Approval

Next comes approval, enjoy the feeling of knowing you’re only one step away from acquiring financing! Your chosen lender will perform their final checks and both parties sign off any remaining paperwork prior to settlement.

4. Settlement

You’ve been approved, signed your documents and acquired any necessary insurance. Settlement is the time when the lender lodges your documents and transfers the funds. Congratulations, you’ve achieved financing in four easy steps!