Boat Finance Adelaide | Marine Loans SA | Credit One
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from 3.99%

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TODAY'S BEST RATE

from 3.99%

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Boat Finance Adelaide

Get out onto the water sooner with Credit One. We provide cost-effective boat finance Adelaide locals can count on.

When you apply for a boat loan or finance with Credit One, you’ll be able to speak with a specialist boat finance consultant - we have access to various lenders which can provide you with a tailored loan that suits your financial situation and requirements and objectives. If you’ve been dreaming of buying a boat, yacht, or jet ski, choose the boat loan Adelaide specialists, choose Credit One. We’ll make your dream a reality sooner than you ever thought possible!

When you apply through a dealership or bank, you often only have access to a very limited number of finance products. At Credit One, we’re different to banks and dealerships – we are a brokerage that is passionate about marine leisure and our primary aim is to get you out onto the water as soon as possible. With better rates than the banks and a team of dedicated brokers on call, Credit One delivers extensive boat financing South Australia options and an efficient, personalised service you can trust.

Our boat finance Adelaide service provides the opportunity to pay off a loan on a marine vehicle in regular instalments at intervals you choose within a set loan term. We have years of experience organising finance and loans for commercial boats, charter boats, jet-skis, and commercial vessels; you won’t find a better deal than Credit One.

Discover why we’ve got over 1140 five-star Google reviews today! Complete an online with no obligation, or phone 1300 CREDIT (1300 273 348) to talk with one of our experienced consultants.

Loan Repayment Calculator

What are my repayments?

How much can I borrow?

At today's lowest boat finance rate of 4.98%,

you will pay approximately ...

$122.46
Get Approved Today

At today's lowest boat finance rate of 4.98%,

you can borrow approximately ...

$29,981.14
Get Approved Today

The information which you calculate from this Calculator is intended for use by you as a guide only. See more in our Disclaimer.

It is not an offer and has no legal effect on any contracts entered into by you ‘ the client’. This simulation and the resulting calculations do not constitute a loan application or offer. The figures and formulae used within this calculator may change at any time without notice.Should you apply for any Credit One product, we will make our own calculations and we will not necessarily take your calculations into account. All Interest rates are displayed ‘are guides ONLY’, repayments as a result of this simulation have no legal offering.Credit One accepts no responsibility for any losses arising from any use of or reliance upon any calculations or conclusions reached using the calculator.Information provided on this calculator does not constitute an offer of finance. Any loan request is subject to assessment against normal lending criteria. Fees and charges may apply. This calculation does not take into account any fees, charges or government taxes which may apply to either the calculation of the loan amount or the monthly repayments, such as GST or Luxury Car Tax (where applicable).

Credit One’s Extensive Boat Finance Adelaide Options

We’re passionate about helping Adelaide residents get onto the water without any unnecessary financial stress or restriction here at Credit One. That’s why we offer a wide variety of options in boat financing South Australians choose, time and time again.

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Personal Boat Loan

Whether you need a loan for your new boat, a much-needed holiday, to renovate your marine home, or you’re simply taking control of your debts by bringing them all together in one place, we can help.

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Commercial Fishing Boat Loan

Credit One are the experts in commercial boat loans for businesses in Adelaide. If you need a business loan for anything from game fishing boats, pontoon party boats, whale watching boats or trawlers, Credit One has you sorted.

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Secured Boat Loan

Secured loans typically feature a lower interest rate compared to unsecured lending. In a secured boat loan, the boat itself is used as security. You’ll be lent an amount that is either equal to, greater or less than the boat’s total value.

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Yacht on blue ocean

Commercial Hire Purchase

Under a Commercial Hire Purchase (CHP) arrangement, your financier will purchase the boat on your behalf, hiring it back to you for a set loan term. You’ll have complete use of the boat for the entire term of your contract; however, you won’t be the owner.

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White flag boat

Private Sale Boat Loan

Credit One is able to help you with a boat loan Adelaide for any and all boats privately purchased. Do you need financing for an amazing deal you’ve been offered by a private vendor? Are the banks refusing to help? We have access to various lenders that offer competitive rates.

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Standard boat on ocean

Chattel Mortgage

Under a chattel mortgage, your financier will transfer funds to the customer to purchase a boat, where the customer then takes ownership at the time of purchase. If this option is most suited to you, get in touch with us today.

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Why Use Credit One for Boat Finance Adelaide?

When it comes to boat financing in Adelaide, you won’t find a better deal than Credit One. We provide an unbiased, independent, and diverse marine finance service that comes at an accessible price point for all.

At Credit One, we have access to an extensive range of Australia and Adelaide’s top lenders, meaning we can find a marine finance solution that is best suited to your unique requirements and circumstances. What’s more, is, our brokers have an in-depth knowledge of all our partnered lenders and their respective policies, making the application process as simple as possible. There’s a reason we’ve been named ‘Broker of the Year’ for three years in a row.

We’ll compare the finest options available across 40 of Australia’s most trusted lenders, including lenders not directly available to the wider public, in order to deliver the best solution for you. Our boat finance Adelaide solutions offer low initial establishment fees and no-ongoing fees. You can even get an online finance quote in just 60 seconds with same day approvals using our simple, obligation-free !

Discover why we’re the smarter way to finance today; speak to one of our experienced finance consultants by calling !

Frequently Asked Questions

What Does Credit One Do?

Credit One’s marine finance specialists work with Adelaide’s leading boat financiers. We’ve fast become Adelaide’s most reliable, efficient, and cost-effective boat financing experts – experience it for yourself today!


How Do I Apply for a Credit One Loan?

Applying for a boat loan is easy. With access to various lenders who can provide a tailored loan, our expert boat finance specialists are available online or by phoning , six days a week. Reach out today!


What Do I Need to Get Finance?

All applications will vary on a case-by-case basis, but generally, you’ll need to provide evidence of your income for us to determine if you’re a suitable candidate for our finance options. You will also have to pay interest on the total loan amount.


How Long Does It Take to Be Approved?

We pride ourselves on our ability to deliver the fastest possible service without sacrificing quality or the competitive products that have made us known for offering the best boat finance Adelaide has to offer.


How Much Can I Borrow?

The amount you can borrow from us depends on the type of boat you’re using the loan for and the length of the loan. Thus, it is hard to provide an estimate without a description of your situation – we recommend you submit an online enquiry or talk to one of our consultants to get an accurate estimate.

We deliver premium boat loans & finance for all types of marine craft, from small jet skis and trailer boats to even the largest fishing vessels and charter yachts.


How Old Can the Boat Be?

Our financiers assess any boat finance applications on a case-by-case basis. If you’re interested in getting financial assistance for a slightly older or more unique boat, please submit an enquiry online or call us on to obtain a unique, obligation-free quote.

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