Boat Finance Newcastle
The boat finance Newcastle marine enthusiasts choose for competitive and transparent rates.
Choosing Credit One means getting your boat loan from a team that specialises in marine and leisure loans. With Credit One, you’ll deal directly with boating enthusiasts just like yourself to secure competitive rates on a fixed or variable term boat loan. Whether you are looking to buy your dream boat, jet ski (or anything that floats for that matter!), choose the boat loan Newcastle enthusiast’s trust.
Unlike the big banks that dabble in marine while also offering every other loan option under the sun, we are specialists. Our passion for marine and leisure filters down into every decision that we make as a brokerage and means that our customers have the peace of mind knowing that they are dealing with enthusiasts. With lower interest rates than the banks and a team of dedicated brokers at your beck and call, Credit One delivers boat financing Newcastle options that are efficient and completely personalised to your unique vessel.
We don’t like unexpected fees and nor do our customers. Our boat finance Newcastle service means that you can pay off your loan in regular, predictable instalments with no surprises.
Find out why our customers can’t stop raving about us with more than 1,000 five-star Google reviews! Fill out an online Marine Finance Quote or speak with a broker today on 1300 CREDIT (1300 273 348) to find out how Credit One can help you secure your dream vessel.
Compare the Market with Our Boat Loan Calculator
Access to the best rates, backed by a local team that understands your needs. Find out how we stack up with our free online boat loan calculator.
Newcastle Boat Loan Options Explained
Whether you’re looking to cast a line off Nobbys Beach, looking to explore Kooragang Island from a different angle, or you’re ready to tackle Lake Macquarie, we’ve got Newcastle Boat Finance options that will have you on your way sooner – with less stress. Here are the loan and finance options that our Newcastle customers love.
Personal Boat Loan
Whether you are looking to buy new, second hand, or renovate an existing vessel, our personal boat loans are a great fit for a wide variety of marine applications. A personal loan means that you can take control of your money and handle multiple repayments from a single source.
Secured Boat Loan
Enjoy lower interest rates with a straightforward, no-nonsense secured marine loan. Simply select your loan term and a monthly repayment amount that fits into your lifestyle to secure a loan amount that is never more than you can handle.
Commercial Fishing Boat Loan
Newcastle loves commercial fishing boat charters – and we are helping them stay afloat with commercial boat loans! From Horse Shoe Beach, to Newcastle Harbour, and every other popular fishing charter location in between, our loans are keeping the industry alive and thriving.
Commercial Hire Purchase (CHP) Boat Loan
Take advantage of the Commercia Hire Purchase (CHP) arrangement where the lender will purchase the boat on your behalf and hire it back to your business for a fixed set loan term. Under the riles of a CHP Boat Loan, you will have full ownership rights to the boat during the term of your loan and will be eligible to take ownership of the boat at the end of your loan term.
Private Sale Boat Loan
Looking to take advantage of the hundreds of great deals on used boats around Newcastle? A private sale boat loan is the answer you are looking for. Credit One is proud to assist you with private sale boat loans that many of the traditional financial institutions simply refuse to offer.
Boat Chattel Mortgage
Much like the secured boat loans outlined above, our boat chattel mortgage options mean that you will receive funds for your marine purchase so that you can take ownership at the time of the purchase. The lender will then take a mortgage against the value of the vessel which is used to secure the loan and provide market leading rates.
Boat Finance with a Difference – that’s Credit One
We are passionate about making the most of Australia’s vast waterways, which is why we have taken it upon ourselves to make boat ownership a reality for thousands of Australians. Credit One is staffed by passionate marine professionals – and it shows in the loans that we broker for our customers.
We are not bound by a single financial institution, which means that we shop and compare the market with the same veracity that you might trawl Newcastle Harbour for the perfect Dusky Flathead.
We go the extra mile (at a rate of knots) to find the best loan amongst forty of Australia’s most trusted lenders – including some that are not available direct to the public. Our brokers enjoy unique market insights that mean finding the right loan for your unique requirements. With Credit One, finding the best boat loan Newcastle has to offer has never been easier.
It’s no coincidence that we’ve been named ‘Broker of the Year’ for three years in a row.
Boat Finance Newcastle FAQ
How Can I Apply for A Loan?
Applying for a low-rate boat loan in Newcastle is simple with Credit One express. Our team of experts can have you up and running in less than a day. Fill out a form below or contact us by phoning 1300 273 348 today.
What Is Required to Secure Boat Finance?
Each application is taken on a case-by-case basis. That being said, our finance professionals will generally require proof of income (tax returns, payslips etc.) to determine the level of loan that you are eligible for.
How Long Does It Take to Get Approved?
Once your application has been processed, our team will get to work securing the best possible boat loan for your unique requirements. The amount of time that is required to secure your loan will depend on the amount, the type, and your unique circumstances. The best way to find out how long it will take to secure a loan is to speak with one of our boat loan experts today.
How Much Money Can I Borrow?
The amount that you are eligible to borrow will depend on the type of boat, the type of loan, and other factors that will be unique to your financial situations including existing loans and mortgages. While we wish we could provide a black and white answer online, you are much more likely to gain valuable insights by speaking to a team member who can assess your unique requirements.
How New Must a Boat Be to Be Eligible?
Again, each boat and loan will be assessed on a case-by-case basis. A boat will not be ruled ineligible based on the year of production alone. Instead, we look at the history and condition of the boat to make an informed decision for your loan.