Boat Finance Sydney
Boat Finance Sydney marine enthusiasts know and love. Enjoy market-leading rates and fast approval – that’s Credit One.
Choosing the best boat loans Sydney has to offer has never been easier. With Credit One, you’ll deal directly with marine enthusiasts just like yourself to find competitive fixed or variable boat finance rates. Whether you are looking for a commercial or private loan, or you’re just seeing whether you can make your boat ownership dream a reality, Credit One will make the process seamless and transparent.
Unlike large financial institutions that will treat you more like a number and less like a boat enthusiast, we are a team of brokers and specialists that understands you and your unique requirements. Our passion for marine and leisure is evident in each decision that we make and means that our customers have peace of mind knowing that they have an enthusiast in their corner. With access to the best lenders, and a team of brokers that takes the time to understand your needs, Credit One delivers boat finance Sydney can rely on.
Find out why our customers can’t stop raving about us with more than 1,000 five-star Google reviews. Fill out the online Marine Finance Quote or speak directly with a broker today on 1300 CREDIT (1300 273 348) to find out how we can make boat ownership a cinch.
Boat Finance Calculator
Compare your options and find out exactly how much you can save with Credit One. Enter your details in our free online boat finance calculator to find out how cheap and easy boat ownership could be for you.
Sydney Boat Finance Options Explained
Whether you’re looking to see more of the Hawkesbury, the coast line, or you’ve always wondered what the Sydney Harbour Bridge looks like from underneath, our boat finance options can have you on your way sooner – with minimal stress. Here are some of the more popular boat loan options that we provide to customers in Sydney.
If you can’t find the loan or finance option that you are looking for below, don’t stress. Call the team on the team on 1300 CREDIT or fill out the discovery form below to arrange a consultation.
Personal Boat Loan
Personal boat loans are used for new purchases, used purchases, or boat restoration funding. With personal loans, you can combine multiple loans and finance arrangements into a single, monthly loan repayment. Personal loans are a popular choice due to ease of management and the ability to combine multiple loans into a single repayment.
Commercial Fishing Boat Loan
Sydney has no shortage of great fishing spots. From Brighton-Le-Sands to Manly Vale, and Gunnamatta Bay, commercial fishing loans mean that you can get your charter up and running faster and with less stress. Loans can be tailored to suit a single or multi vessel fleet and bundled into a single, manageable monthly payment.
Commercial Hire Purchase (CHP) Boat Loan
Commercial Hire Purchase (CHP) loans mean that the lender will purchase a vessel on behalf of your company and then lease it back to you for a set loan amount. Commercial Hire Purchase (CHP) loans are an ideal way to take control of your fleet, mitigate your risk, and ensure that your money is being used to pay off your future purchase – not just to lease. At the end of the loan term, you will own the vessel.
Secured Boat Loan
Enjoy low interest rates and easy to understand lending conditions with a secured boat loan. Depending on the down payment that you put forward, a secured loan may be configured to be less than, the same as, or greater than the total value of the vessel.
Private Sale Boat Loan
Sydney’s second-hand boat market is flooded with great options at a fraction of the cost of new boat ownership. Private sale boat loan’s mean that you can take advantage of the strong second-hand boat market.
Chattel Mortgage
Chattel Boat Mortgage loans mean that the lender will provide upfront capital so that you can take ownership at the time of purchase. Once the transaction has been finalised, Credit One will arrange a mortgage against the value of the boat which can then be used to secure market leading interest rates.
Sydney Boat Finance That Works for You
Credit One is committed to helping Sydneysiders make the most of one of the best harbours and waterway networks in the world. We are proud to help thousands of Sydney locals to get on the water on their dream vessel with minimal fuss each year with a range of bespoke marine finance and loan options.
Our team of brokers and boat finance experts can trawl through more than forty of Australia’s top lenders – including some that are not publicly available, to find the best option for you or your business.
Our team will consider your unique circumstances and requirements to find the best loan in the market for the lowest possible rate. The Credit One team have in-depth knowledge of lenders and their policies which means that we can make an informed decision that will help set you up with the best loan.
It is no coincidence that Credit One was named ‘Broker of the Year’ for three years in a row by ERIC Insurance.
Sydney Boat Finance FAQ
How Can I Apply for a Boat Loan?
Applying for a boat loan in Sydney is simple with the Credit One application process. Simply fill out the form on this page or contact us directly on 1300 CREDIT (1300 273 348) to apply for boat loan or finance today.
What Documents Do I Need to Apply?
Each application is assessed on a unique, case-by-case basis. The documents that you will need to supply will depend on the type of loan and the amount that you are looking to secure. if you’re a PAYG employee, generally payslips will be enough, or if you are self employed you’ll generally need to provide your latest tax return or financial statements. Your broker will advise you what you need to provide subject to your financial situation.
How Long Does Approval Take?
The time frame for boat finance approval will depend on the amount that you are looking to borrow and the type of loan you want to secure. Our team works efficiently, to ensure that you can lock in your boat purchase. The more information that you can supply, the faster we can get things moving.
How Much Am I Eligible to Borrow?
The amount that you can borrow for boat finance in Sydney will depend on your unique circumstances. At the risk of sounding like a broken record, the fastest way to find out is to fill out the form on this page or contact us directly on 1300 CREDIT (1300 273 348) to apply for boat loan or finance today.
