Caravan Finance Adelaide
Whether it’s for a new caravan, motorhome, or RV, Credit One will find you the best caravan finance Adelaide has to offer.
Surrounded by some of Australia’s most serene outback, there’s no better way to explore Adelaide and the surrounds than by caravan. With national parks just a short drive from Adelaide, a stunning coastline, and a wine region begging to be explored; getting out on the open road is a dream of many Adelaide residents. With Credit One, we endeavour to get you out there sooner, with our finance and loan solutions across caravans, motor homes, RVs, and camper trailers.
Since the late 1990s, Credit One’s team of brokers have been connecting those in Adelaide with exceptional caravan finance solutions. Our drive to provide outstanding service and keen attention to detail is what has helped to build strong relationships with over 40 leading Australian lenders. Unlike the big banks, when looking to establish your caravan finance, you won’t be tied to a single lender with Credit One. We’ll start by assessing your financial circumstances, and your loan requirements, match you with a number of options and secure the best solution to get you the caravan of your dreams.
When you call Credit One, you’ll speak to a fellow caravan enthusiast that specialises in securing finance deals on caravans, motorhomes, RVs, and camper trailers. We’re the caravan finance Adelaide experts that are trusted by both customers, and the big lenders.
Not only have we received over 1,140 five-star google reviews, but our leading brokerage service has won national accolades. Credit One is the brokerage firm to be named ‘Broker of the Year 2015, 2016 and 2017’ by Eric Insurance.
So, if you’re looking to organise caravan finance in Adelaide, look no further than Credit One. You can get in touch with the professionals on 1300 273 348 to speak with one of our consultants or simply fill out the no-obligation caravan finance quote online.
Credit One Caravan Finance Options
Credit One operates with three types of loans, Secured, Unsecured and Business.
Secured Loan
A secured loan is a type of loan where the actual asset, in this instance, the caravan or motorhome, is used as collateral against the loan. With Credit One, you can select from over 40 different lenders who will use this type of loan. A secured loan will give you the very best interest rates.
Unsecured Loan
An unsecured loan is equivalent to a personal loan. There is no security held against the caravan or camper trailer; thus, the interest rate will be higher. These sorts of loans apply to characteristics of the assets that do not fit into the standard criteria of a secured loan determined by financiers, for example, the age of the caravan.
Business Loan
Should you seek to borrow an amount of money to purchase an asset and have it in the name of your business, this is easily facilitated through Credit One. Business loans are a common method of lending, and you will need to provide information on your business and how long it has been operating before the lender proceeds with the loan.
Caravan Finance Adelaide FAQ
How does caravan financing work?
Once your broker has recommended the loan type that is most suitable for your financial needs, the consultant will then guide you through the simple process of securing the loan. This process will include:
- Your broker will evaluate your financial background and budget objectives.
- You’ll need to provide supporting documents to demonstrate your financial capabilities.
- Your Credit One broker will show you your options, and you can make a decision.
- Your broker submits your application to the lender of your choice on your behalf.
- If your loan has been approved, you can begin shopping for a caravan or go through with the purchase if you have one in mind.
- The borrower can only use the agreed-upon loan amount to shop the new or used market to purchase the caravan or camper trailer approved by the lender.
- Once the loan has been settled, your loan repayment schedule will begin.
- If you are purchasing a new motorhome or caravan, your broker can liaise with the dealer on your behalf to organise tax invoice requests and payment from the financier upon collection of your vehicle.
Is it hard to acquire caravan finance?
Applying and being approved for a loan is thankfully far more straightforward than finding your dream caravan. Once you have sifted through all the options and made your choice, your Credit One broker will do all of the leg work. Depending on your financial profile, you might even be granted same-day approval.
What is the average interest rate on a caravan in Adelaide?
When it comes to caravan finance in Adelaide, the interest rate will ultimately be influenced by each borrower’s unique financial circumstances, the age of the caravan and the loan amount. A rough guide to the average interest rates is between 4.89% and 7%.
Am I eligible for caravan finance?
To find out if you’re eligible, you’ll need to contact one of our trusted brokers. Following a chat, your consultant will be able to make an assessment based on your financial circumstances and objectives. Our goal is to provide you with access to the best loan options from our lending partners, with minimal hassle. If you’re concerned about your eligibility, give us a call today on 1300 272 348, and we’ll advise you on your options.
How much can I borrow?
The amount you can borrow depends on the type of caravan or camper trailer you purchase, and the length of the loan schedule. The total amount you will be able to borrow will depend on your unique financial situation, requirements, and objectives.
Credit One are a brokerage that strives to deliver premium options for caravan loans & financing for all types of outdoor leisure vehicles.
Can I get caravan finance for a private sale?
The big banks often refuse to give loans for purchases made through private sellers. Credit One brokers sales from any vendor and will provide you with access to alternative lenders who are willing to take on these loans in such circumstances. No matter the type of sale, Credit One will ensure you have access to our comprehensive brokerage service.
