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Camper Trailer Finance Brisbane

Credit One are the leaders in securing the best motorhome, RV, and caravan finance Brisbane-wide.

Boasting almost 7,000km of stunning coastline, it’s safe to say that there is no shortage of places to explore with a new caravan in Queensland. Whether you’re looking to pack your things and move out onto the road, or purchase a weekender to get the kids out of the city, Credit One can help secure the caravan finance you need to make it happen. 

Credit One specialise in brokering loans for a wide range of leisure vehicles, from RVs to motorhomes to smaller campervans, or caravans. Our dedicated Brisbane consultants have access to better rates than the big banks so that we can have you out on the road sooner!

Choosing Credit One for your next caravan loan means speaking to and partnering with a specialist motorhomes consultant who understands your passion. We are proud to facilitate finance solutions that bring our Brisbane customers one step closer to being on the road.

Unlike the big banks, our finance options are not tied to a sole lender. We draw on our relationships with over forty of Australia’s well-known lenders, including options for lenders that aren’t readily available to the general public. These rates often prove to be some of the most competitive – we guarantee we can match the best deal with your financial situation. With over 1,100 five-star Google reviews, Credit One provides the caravan finance Brisbane leisure enthusiast’s trust.

If you’re looking for camper trailer finance in Brisbane or even caravan finance on the Sunshine Coast, call us on 1300 273 348 to speak with one of our consultants or otherwise fill out the no-obligation caravan finance quote online.

Before You Buy Your Camper Trailer 

Never underestimate the importance of the lead-up to buying your next camper trailer or caravan. The wide range of caravans, motorhomes and camper trailers can be overwhelming to a first-time buyer; ensure you have a clear idea of how you plan to use your motor home and what you require from finance.  Credit One can help take the stress off before looking into your camper trailer finance in Brisbane. 

Some key questions to ask yourself: 

  • Are you going to buy the caravan new or pre-loved?
  • How many beds will you need?
  • What is your budget?
  • Will you look to purchase outright, or will you need to seek pre-approval for a loan?
  • Are you planning on taking it off-road? Or only to caravan parks?
  • Do you have an adequate vehicle if you plan on towing?

Credit One makes the camper trailer finance Brisbane experience straightforward and easy. Camper trailers tend to be more budget-friendly than caravans or larger motorhomes – most budgets and financial circumstances can accommodate this purchase. A quick chat with Credit One will ensure you’re fully informed about the financial side of the loan, and our friendly staff will talk you through the best options for caravan finance Brisbane-wide. 

Camper Trailer Finance Brisbane FAQ

How does camper trailer Brisbane finance work?

Camper trailer finance involves borrowing money from a lender to purchase a camper trailer, caravan, or recreational vehicle. The debtor can only use the borrowed money for this purpose. 

As a borrower, you’ll be charged interest on the sum and must make payments in regular instalments. You can get an easy estimate of repayments using our loan calculator.

The loans we connect you with work much like other types of personal loans. Credit One offers a wide range of options and repayment solutions sourced from Australia’s top lenders.

With the array of lending options we have through our network of lenders, we’re sure to find the best option suited to your financial situation. 

Our goal is to make the entire process easy and hassle-free. Your Credit One personal finance consultant will guide you through every step of the caravan and camper trailer finance process.

What is the loan process? 

Once your broker has recommended the loan type that is most suitable for your financial needs, your consultant will then guide you through the simple process of securing a loan for your motorhome. This process will include:

  1. Your broker will begin by assessing your financial background and objectives.
  2. You’ll need to supply some supporting documents to prove your financial situation.
  3. The broker will conduct an assessment to ensure the proposed loan product meets your financial situation and requirements and objectives.
  4. Your broker submits your application to your lender of choice on your behalf.
  5. Once everything is in order and if the application meets the lender’s policy requirements, the lender will conditionally approve your loan.
  6. Once your loan has been approved, you can begin shopping for a camper trailer or finalise your purchase if you already had something picked out. 
  7. The borrower can only use the agreed-upon loan amount to shop the new or used market to purchase your new camper trailer, caravan, RV, or motorhome.
  8. Once the loan is settled, your loan repayment schedule will commence.
  9. If you are purchasing a new motorhome or caravan, your broker can liaise with the dealer on your behalf to organise tax invoice requests and payment from the financier upon collection of your vehicle.

Do you only offer caravan finance solutions in Brisbane? 

Credit One offers our leading leisure vehicle financing options all across Queensland. From Rockhampton to Gladstone, even our caravan finance sunshine coast service is incredibly popular with outdoor enthusiasts. Wherever you are in QLD, simply pick up the phone or fill out an online consultation form, and our brokerage consultants will ensure you have the best options at your disposal.

How do I know if I’m eligible?

Judgement on eligibility falls to our team of experienced brokers. We take into consideration your financial situation and objectives when making our assessment. While our brokers will make a judgement on your eligibility, the decision on whether to accept your application will ultimately come down to the lender.

We will endeavour to get the best finance option available for all our clients, no matter your financial history. To find out more about your eligibility, get in contact with our team via phone at 1300 272 348. Alternatively, you can fill out the contact form on this page. 

Is it better to finance a camper trailer or to purchase outright?

Whether it is better to finance or purchase a camper trailer outright differs from person to person—many different factors will determine the better option out of the two. As a potential buyer or leaser, it comes down to your unique financial situation. 

Our job as brokers requires us to comb for and present the best loans for all our customers’ unique financial situations. So, whether it’s for a new or used caravan, you can be sure that Credit One will offer the best solution for caravan finance in Brisbane.

Some of the reasons that our customers choose to finance their camper trailer or caravan rather than purchasing outright include:

  1. Financing does not tie all your cash into a single asset. Rather than one large purchase, you will be able to continue other monetary schedules, including savings, in case of an emergency.
  2. You will also build your credit history by completing regular, monthly repayments on time.
  3. You can consolidate multiple debts into a single loan.
  4. You can enjoy all the benefits of owning a camper trailer instantly.

Whether you’re thinking of selecting to either finance or purchase your next camper trailer or caravan, we always recommend speaking with an independent financial planner or accountant for more detailed information before making the decision. 

Do you aid in financing both used and new camper trailers?

We do it all! Whether you choose to finance either a new or used motorhome or camper trailer, our team can find you the best solution for your unique set of circumstances. Credit One is one of only a handful of brokers that offer the service of both new and used camper trailer finance in Brisbane.

Age and condition are essential factors influencing your financing options from any lender. New purchases have lower interest rates than second-hand options. And in some instances, the lender will only permit the loan period relative to the age of the caravan or camper trailer. 

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How To Apply

1. Enquiry

Whether you’re after a new car, financing for a home, a business equipment loan or something a little more fun, Credit One can help secure your dream. Simply contact us online by or and chat with our friendly team.

2. Lodgement

Save time and hassle by letting us lodge a financing application for you. Our expert brokers will source the best option, tailored to your needs, prepare your documents and follow up within 24 hours to secure your loan sooner.

3. Approval

Next comes approval, enjoy the feeling of knowing you’re only one step away from acquiring financing! Your chosen lender will perform their final checks and both parties sign off any remaining paperwork prior to settlement.

4. Settlement

You’ve been approved, signed your documents and acquired any necessary insurance. Settlement is the time when the lender lodges your documents and transfers the funds. Congratulations, you’ve achieved financing in four easy steps!