Caravan Finance Geelong
Geelong lies in the heart of some of Australia’s most beautiful scenery, begging to be explored by caravan. For the budget-friendly caravan finance Geelong locals can trust, choose Credit One.
Geelong is one of many seaside towns that dot the coast of Victoria. A region rich in history and natural beauty, motorhome enthusiasts are often drawn to exploring Geelong in style, by caravan. Secure your dream caravan with Credit One – Victoria’s leading providers of caravan finance and loans.
When you apply for caravan finance or a loan with Credit One, we guarantee you’ll be speaking to a specialised leisure vehicle financing consultant. We understand the objectives of our customers and strive to offer the most hassle-free brokerage service in Geelong. The mission is simple: get you out on the road in the leisure vehicle of your choice as efficiently as possible.
Our team are the experts in getting our customers matched with the perfect finance solution from our partnered lenders. With over 20 years of experience, we have developed lasting relationships with Australia’s top lenders to share with our customers. We can provide better rates than big banks, and we’ll often even find finance solutions from lenders not typically available to the general public. You are not just offered the rates from a single lender, as you would receive with a bank; instead, you have the choice between over forty of Australia’s leading financiers to help secure your best caravan finance in Geelong.
The process is straightforward; we assess your financial circumstances following a brief chat with one of our consultants. Following this, we take a look at your loan requirements and develop unique finance options to match you. Our team are passionate about the great outdoors and getting others out there too. We know what our clients want and know how to provide it. If you have always dreamed of a trip along the Great Ocean Road or exploring more of Geelong’s surroundings, then now is the time to do it. Come and find out how we earned over 1100 five-star Google reviews today – by phoning us on 1300 273 347 or by completing the no-obligation caravan finance quote online.
Applying for Caravan Finance Geelong
If you are considering applying for a finance solution for your dream caravan or another leisure vehicle, it’s best to contact our team directly on 1300 272 348 to chat with an expert consultant. A member of your team will ask you a few questions to help build our understanding of your lending profile. The conversation will involve the avenues you have to explore, including secured or unsecured loans, as well as terms, rates, fees, and charges relevant to your situation. The type of loan and its features will be determined by how you choose to manage repayments.
After Selecting Your Loan
After you’ve selected the loan type that is most suited to your individual circumstances, both you and our team can begin the process of securing the finance. The process will follow these simple steps:
- The Credit One broker will assess your financial background and your loan objectives.
- You will now need to provide supporting documents to demonstrate financial competency to repay the loan.
- Your broker will then show you the options that meet your financial ability, and you can decide on the best loan for you.
- Your broker will submit your application to the lender on your behalf.
- Once your loan has been approved by the lender, you can either start shopping for a caravan or confirm the purchase if you have already selected one.
- As a borrower, you can only use the predetermined loan amount to shop either the new or used market to purchase the caravan, motorhome, or other leisure vehicle approved by the lender.
- Once the loan has been settled and the caravan purchased, your loan repayment schedule will begin.
- If you are purchasing a new motorhome or caravan from a dealership, your broker can liaise with the dealer on your behalf to organise tax invoice requests and payment from the financier upon collection of your vehicle.
Caravan Finance Geelong Frequently Asked Questions
Should I Buy a New or Used Caravan?
When it comes to buying either a new or used caravan, the decision falls to you – we can broker a deal for either. Credit One is part of only a handful of brokers that can provide you with the option of financing either new or used through our partnered lenders.
Interest rates on your loan will fluctuate depending on whether you choose to purchase a new or used caravan, as the age and condition of the caravan are taken into account when determining your finance options. Typically, buying a new caravan will attract a lower interest rate than a second-hand purchase. Plus, the age of the caravan can determine whether the financier will permit the loan at all relative to the repayment period.
How Do I Know If I Am Eligible for a Caravan Loan?
Applicants must have Australian residency and be over 18 years of age. Individuals of all different financial backgrounds are welcome to apply, and we will do our best to match you with a loan at a great rate from one of our financiers.
We consider your financial situation and requirements when making our assessment, so without knowing this, we cannot guarantee you are eligible. We are upfront and transparent with our evaluation, so you will be able to make the most informed decision when choosing a loan.
To find out if you are eligible, get in contact with our team on 1300 272 348 or fill out the contact form on this page. From there, one of our friendly team members will be in touch to determine whether you are a suitable candidate for a caravan loan and exactly how much you will be eligible to borrow.
Is It Better to Finance a Caravan or Purchase One Outright?
Whether it is better to purchase or finance a caravan will come down to your unique financial circumstances. As a broker, we are not licensed to give financial advice, so we recommend consulting with an accountant or financial advisor to better inform your decision to finance or purchase a caravan or other leisure vehicle outright.
The most common reasons our Geelong customers choose to finance their caravan include:
- Financing does not tie up your cash. When you lease or finance a leisure vehicle with Credit One, you still have access to your money when you need it.
- You can consolidate multiple loans into a single, monthly, easy to manage loan, which means that you only have to consider a single payment.
- Financing a vehicle means expanding your credit history, which can help with getting more substantial loans down the line.
- Financing a caravan means that you can get straight out on the road. Instead of saving up for the next few years, you can start travelling today and use that same money to fund the repayment schedule.
