Caravan Finance Perth

Credit One offers the caravan finance Perth residents trust when it comes to a new motorhome, RV, or leisure vehicle. 

As Australia’s most isolated state capital, Perth has the luxury of being surrounded by some of the country’s most beautiful outback and coastline. For your next getaway out West, why not invest in that new coveted caravan or motorhome to explore what this beautiful state has to offer. With Credit One, we are determined to make your exploration goals a reality, with the most diverse finance and loan solutions for motor homes, RVs, trailers, and caravans. 

For over 20 years, Credit One has continued to provide the best caravan finance Perth-wide through our well-established connections to Australia’s leading lenders. Credit One is a brokerage with a mission – our customer-centric approach sees prospective borrowers of all backgrounds get matched up with a lender to secure the leisure vehicle of their dreams. Unlike the big banks, Credit One’s brokerage does not tie you to a single lender. Instead, you are given a choice between over 40 of Australia’s top financiers. 

Following an assessment of your financial circumstances and your loan requirements, we will personalise your options and ensure you get the best loan solution. The team at Credit One is comprised of caravan enthusiasts; we are passionate about the outdoors and helping others experience it too. We’ve built a reputation as the caravan finance Perth experts, trusted, and supported by our customers and partnered lenders. 

Our services have earned us over 1100 five-star reviews on Google, with positive acclaim reaching national levels when we received broker of the year by Eric Insurance three years in a row. For your next, or your first caravan finance in Perth, look to Credit One. You can reach our knowledgeable and friendly staff on 1300 273 347 or by filling out the no-obligation caravan finance quote online. 

Caravan Finance Perth – The Credit One Service 

Our caravan finance service is a simple process. From the second you contact our team, we will ensure your caravan finance ambitions are handled professionally. We will guide you step by step through the process, and will standby for help in any way we can. The process looks like this: 

1. The Credit One broker will evaluate your financial background and any budget objectives.
2. At this time, you will need to provide supporting documents to demonstrate your financial capabilities to repay any loan. 
3. Your broker will then show you your options; based on this information and you can decide on the best loan for you.
4. Your broker will submit your application to the lender of your choice on your behalf.
5. Once your loan has been approved, you can begin shopping for a caravan or go through with the purchase if you have already selected one. 
6. As a borrower, you can only use the predetermined loan amount to shop either the new or used market to purchase the caravan or camper trailer approved by the lender.
7. Once the loan has been settled, and the caravan purchased, your loan repayment schedule will begin.
8. If you are purchasing a new motorhome or caravan, your broker can liaise with the dealer on your behalf to organise tax invoice requests and payment from the financier upon collection of your vehicle.

Caravan Finance Perth Frequently Asked Questions 

To Pay Upfront or Finance My Caravan? 

One of the most recurring questions asked to our team, whether to purchase outright or finance your caravan will come down to your own financial circumstances and how you choose to handle your money. As a brokerage firm, we cannot give licenced financial advice about the best choice for you. We encourage you to consult with an independent financial advisor or personal accountant in order to receive the best advice on this decision. 

However, some of the reasons our customers most commonly select financing over purchasing a caravan outright are: 

1. Financing a caravan allows you to use the caravan or other leisure vehicle right away. You do not need to put money away for years to purchase your vehicle, you can use that money over time to fund the repayment. 
2. When you choose to finance your caravan, you will have access to the money when you need it, rather than all your cash being tied up in a single asset. 
3. If you complete payments on time, you will expand your credit history, which will assist you in getting more significant loans when you need them. 
4. You can consolidate multiple loans into a single loan, paid monthly. Meaning you will only need to consider one payment. 

How Do I Know If I Am Eligible for Caravan Finance Perth? 

Applicants must be at least 18 years old and an Australian resident to qualify for financing. The final judgement for eligibility is influenced by a number of different factors. From our broker’s thorough assessment of your application, we consider your current financial situation alongside your loan aspirations to finalise your suitability for a loan. We aspire to provide loans for individuals of all backgrounds to help them get the leisure vehicles they desire. 

Without knowing your circumstances, we cannot provide a straightforward yes or no answer regarding your eligibility. To find out more about your options, please give our team a call on 1300 272 348 or fill out the form on this page. Following that, a friendly broker will be in touch to begin determining whether you are a suitable candidate for a caravan loan and how much you may be eligible to borrow from Credit One’s comprehensive list of lenders.

Why Should I Choose Credit One?

For the leading caravan finance Perth locals trust, Credit One has the most diverse list of lenders to help us provide our unrivalled service. We have assisted thousands of Perth residents in securing their ideal caravan or motorhome, all within their unique and varied financial situations. 

Our team has an understanding of the market that can only be achieved through our years of experience in the industry. We can find and get you into the best deals long before other companies can through our unique process and evaluation techniques. It takes only 60 seconds to get the finance process rolling via our Online Finance Application. 

Can I Secure Caravan Finance for A Private Vendor Sale?

Unlike the big banks, which will very often refuse to provide loans for purchases made through channels other than licensed dealerships, Credit One has access to a far more varied range of financiers that are more inclined to lend in different circumstances. No matter whether it is through a private sale or from a dealership, we can guarantee you will have access to our comprehensive brokerage service.