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Australia's Best Rated Car Finance

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Why Choose Us

Convenience

We are here to compare all finance options on your behalf so you can be sure that you're getting the best possible finance solution for your circumstances.

Flexibility

Our premium finance solutions incorporate low upfront establishment fees, no ongoing fees, bank-beating interest rates. We can tailor a finance package to suit your needs.

No Waiting

Credit One offers 60 Seconds Online Finance Quotes as well as same day approvals using our simple, obligation-free Online Finance Applications.

Service

Our Finance Consultants are available 7 days a week for your convenience, give us a call today on or .

Process
Step 1

Step 1

Quote Estimate

(1 min)

Get an indicative payment and rate for your new purchase.

Step 2

Step 2

Apply

(5 mins)

Provide some details about yourself, financial details and the asset that you want to buy.

Step 3

Step 3

Speak with our finance expert

(10 mins)

Our dedicated Credit One experts will help you compare options from our panel of leading lenders.

Step 4

Step 4

Approval

(1-2 hours)

We will get you an approval with one of Australia's best lenders. You can put down the deposit on your new asset.

Step 5

Step 5

Sign your contract

(24 hours)

We will send you the loan contract to sign.

Step 6

Step 6

Collect your new car

Congratulations!

We will organise funds transfer and you can collect your new car.

Step Bonus

Bonus

Car Buying Service

Finding you a better deal!

Car Buying Service provides a range of benefits to help save you time and money when buying a new vehicle. Tell us the details of the vehicle you're after and your price range - then let Car Buying Service do the rest.

Find out more ❯
FAQs

How do I apply?

It’s easy! Applications are usually completed online via our simple in as little as 5 minutes!

One of our friendly team will then contact you to progress with your application.

If you still have any question, please feel free to speak to one of our friendly team on or email .

What do I need to get finance?

Lenders generally require some supporting information in order to assess a loan application in the best possible light.

Supporting documents such as Proof of income (payslips, tax return, Centrelink statements) and depending on your situation lenders may also require 90 days banking transaction history ( bank statements).

If you are unsure of what to provide, simply call us on or send us a . Your Credit One Finance Consultant will only be too happy to assist.

How long does it take?

Once we receive the supporting documentation, the application is submitted by the financier and we can get an answer within the same day.

How do I repay the loan?

Repayments are usually setup via direct debit and extra repayments to reduce interest can be made via online banking in most cases.

Can you help if I have been previously declined?

We have built a strong relationship with our lenders and we will negotiate the outcome for you.

We also have other options that other finance firms do not have available to them, such as accreditation with private financiers.

What does Credit One do?

Credit One is a Finance Brokerage with a purpose of arranging finance terms and repayments suitable to our customer’s needs.

Customers can be individuals or businesses. Find out more about us .

How does Credit One work?

We assess your individual finance needs and match them with the lending options available from our vast panel of reputable lenders.

Credit One's experienced financial professionals do all of the running around leg work for you, so you don't have to.

To experience the award winning customer service that Credit One provides, call us on , or to find out why more Australians are finding Credit One the smarter way to finance.

Credit One vs Banks

We aim to set an example by delivering what we promise: a higher level of service, better advice and better loans.

Credit One Why Us logo Banks
Support from dedicated brokers
A one-stop solution
Discounted interest rates
Legal duty to act in your best interests
16 hours phone enquiry support
Customer Reviews
Petra reviews Petra 1 review
3 months ago NEW

Positive: Professionalism, Responsiveness

Andy was amazing; great communication and kept us up to date at all times. We would highly recommend Andy and the team at Credit One Group to our friends.

Helen reviews Helen 3 reviews
2 months ago NEW

Positive: Professionalism, Responsiveness

We highly recommend Credit One, Travis was massively efficient the process was quick and easy. We have been client for the past few years and we wont go anywhere else.

Andrew reviews Andrew 12 reviews
2 months ago NEW

The service was fast and simple. They helped us organise pre approval so we could negotiate the purchase of our camper with confidence. The rate they secured was strong and they responded promptly to emails and calls.

Courtney reviews Courtney 2 reviews
a year ago

Positive: Professionalism, Quality, Responsiveness, Value

Emma Johnson from Credit One was super helpful and quick to help me get approved for a loan. She’s was very informative and helped answer all the questions I had. Emma is lovely and professional and fantastic customer service. Highly recommend her!

Tammy reviews Tammy 1 review
4 months ago NEW

Positive: Professionalism, Quality, Responsiveness, Value

Hi, we just had the best experience with Emma Johnson in our loan for our new Ram. She went over and beyond and we would highly recommend her to anyone who needs help in finance. We will definitely be keeping her name on speed dial. Thanks again Emma :)

Celeste reviews Celeste 2 reviews
a month ago NEW

Positive: Professionalism, Quality, Responsiveness, Value

Karlene Alden was the best. Have struggled to get banks to even look at us but Karlene helped us all the way. New to the loan process but she made it super easy. Highly recommend Karlene 😊 I would give her 10 stars if it was possible.

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