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Commercial Property Finance

Commercial investing is different to residential investing and are generally warehouses, retail shops, factories or car parks.

These investments are deemed a higher risk, which means the rental return is generally greater. A key attribute to commercial property leasing is that the lessee pays the property maintenance and rates in addition to the rent.

Although there are many attractive features of a commercial investment property, this type of investment generally requires the borrower to have a larger deposit, roughly around 30%, or equity in their current property based on individual merit.

The same guidelines are required if the property is to be owner occupied. Affordability should be discussed with your accountant.

Calculators

What are my repayments?

How much can I borrow?

At today's lowest property finance rate of 2.79%,

you will pay approximately ...

$133.68
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At today's lowest property finance rate of 2.79%,

you can borrow approximately ...

$28,667.97
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The information which you calculate from this Calculator is intended for use by you as a guide only. See more in our Disclaimer.

It is not an offer and has no legal effect on any contracts entered into by you ‘ the client’. This simulation and the resulting calculations do not constitute a loan application or offer. The figures and formulae used within this calculator may change at any time without notice.Should you apply for any Credit One product, we will make our own calculations and we will not necessarily take your calculations into account. All Interest rates are displayed ‘are guides ONLY’, repayments as a result of this simulation have no legal offering.Credit One accepts no responsibility for any losses arising from any use of or reliance upon any calculations or conclusions reached using the calculator.Information provided on this calculator does not constitute an offer of finance. Any loan request is subject to assessment against normal lending criteria. Fees and charges may apply. This calculation does not take into account any fees, charges or government taxes which may apply to either the calculation of the loan amount or the monthly repayments, such as GST or Luxury Car Tax (where applicable).

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