These investments are deemed a higher risk, which means the rental return is generally greater. A key attribute to commercial property leasing is that the lessee pays the property maintenance and rates in addition to the rent.
Although there are many attractive features of a commercial investment property, this type of investment generally requires the borrower to have a larger deposit, roughly around 30%, or equity in their current property based on individual merit.
The same guidelines are required if the property is to be owner occupied. Affordability should be discussed with your accountant.