Property Finance FAQS

• Q. What does a Mortgage Broker do?

  A Credit One Mortgage Broker is the middle person between a borrower and a lender, negotiating the loan on your behalf and helping you to find the right home loan for your needs.

• Q. How much does it cost to use a broker?

  Credit One's home loan service is at no cost to you, as the lenders pay us a commission when the loan is settled. This commissions do not affect the deal you receive from the lender.

• Q. When should I see a Mortgage Broker?

  You can meet a Credit One Mortgage Broker at any point, whether you're just starting to think about buying your first home or looking at investing or refinancing.

• Q. What happens when I employ a Mortgage Broker?

  When you meet with a Credit One Mortgage Broker, we will discuss your individual circumstances and mortgage needs. We will then use our specialist software to compare hundreds of home loans to find one that's right for you. We will walk you through the steps from:

  1. Loan submission
  2. Pre-approval
  3. Full approval
  4. Signing Loan Documents
  5. Settlement