Car Finance Adelaide

Get behind the wheel and explore all South Australia offers with Credit One’s Car Finance in Adelaide. 

Credit One is Australia’s most trusted finance broker, delivering dependable and budget-friendly finance options to those who are looking to secure car finance. Our flexible and approachable strategy for securing finance solutions for our customers has garnered over 1100 five-star Google reviews. Our determination to provide the best car finance Adelaide residents can rely on drives our service day in and day out.

For over 20 years, Adelaide residents have trusted Credit One for diverse and flexible finance solutions. Credit One is partnered with over forty of Australia’s top lenders, including those not typically available to the public. As we are not bound to a single lender with set rates, you are free to explore diverse finance prospects and find the perfect loan that meets the requirements of your dream car, and repayments. 

Whether it’s getting out into the Yorke Peninsula or driving north into the heart of Australia, getting yourself a car is the first step to getting your road trip started. Our team of knowledgeable and enthusiastic brokers will work on finding you the best deal to help finance your new car. So if you’re after the car finance Adelaide knows and trusts, get in touch with our team today on 1300 CREDIT (1300 273 348) or get an online quote.

Personal Car Loans Adelaide

In the sprawling South Australian capital, having a car is essential. Whether it’s time to get a bigger car to match your growing family, or if you’re overdue for a vehicle upgrade, financing is a great way of staying on top of your finances – Credit One has the solution to make it happen. 

Get the wheels rolling on your personal car finance in Adelaide with a Credit One finance solution today. We’ve got all the tools you need to get you up and running, starting with our loan calculator. With this, you’ll be able to work out a general idea of what your repayment schedule might look like.

Credit One’s personal car loans are brokered by motor enthusiasts, and our passion for driving and cars drives our decisions. We work tirelessly to find you the best finance options. Through diligent negotiation with our partnered lenders, we will deliver you the best choices for your finances based on your unique financial circumstances. 

So, what are you waiting for? Discover the leading personal car finance Adelaide-wide today with Credit One. 

Credit One Business Finance Options 

At Credit One, we have the options your business needs to secure the best finance for a work vehicle. Our team of specialised business brokers will complete a full evaluation of your business, taking everything into account before presenting you with the best options to suit your requirements.

We’ll consider cash flow, business structure, and any relevant details about your company to tailor a set of loan options for you to select from. Whether it’s your first work van, or the latest in a fleet of utility vehicles, Credit One is here to set the wheels in motion.

Part of what makes the Credit One car finance in Adelaide the best is that our business team won’t stop helping you once you’ve signed the papers. Our team will be on hand to provide extensive support on all facets of your business car loan and answer any questions you might have. It is important to confirm you receive all relevant invoices from the dealership in order to claim any deductions from the ATO on your vehicle. Speak to your Credit One broker to confirm which papers you’ll need.

You’ll be ready to switch the ignition on in no time with a specialised business loan secured through Credit One.

Frequently Asked Questions 

What Adelaide car finance options are available? 

At Credit One, we have several car financing options that are available for our customers. The option that is best for you will come down to your unique financial circumstances; options include:

Secured Car Loan

A secured car loan is a personal or consumer finance product wherein the financier advances the customer the required funds to purchase a vehicle and secures the loan against that vehicle.

Private Sale Car Loan

Credit One can help you find your optimal finance solution when your bank won’t. We won’t discriminate if you have found a great deal with a private seller, and what’s more, we provide you with great rates and excellent service.

Personal Loans

Regardless of whether you need a new car, a much-needed holiday, funding for your dream wedding, or to take control of your finances by consolidating each of your debts. Credit One can assist with a personal loan to help you get what you want without waiting.

Chattel Mortgage

A chattel mortgage is a finance product strictly for businesses where the financier provides funds for the customer to purchase a vehicle.

Finance Lease

Credit One finds the best solutions for businesses through securing a finance lease or car lease, also known as an auto lease, vehicle lease or asset lease, through an appropriate lender.

Can I still secure a loan with a bad credit history?

On the surface, bad credit history will likely decrease your chances of getting a loan from one of our partnered financiers. That’s just the facts. However, it is not the whole story. Since our inception, we have continually built on our relationships with partnered lenders and leveraged these to work the best outcomes for our customers, to get you the best options possible. Compared to banks, who operate differently, we have access to additional lenders with wider options and more broad finance solutions that we will are experts in matching with our clients.

So, if you have bad credit, don’t let that deter you from applying. You will still receive the service that has made Credit One so popular, and we will do our best to match you with an appropriate finance option.

How can I get the best rate for my car finance?  

Getting the best deal on a car is going to be at the forefront of your mind when you look to get a new car. Matching you with the best rates out there if you choose to finance, is our goal. Some borrowing profiles are more suited to lending than others, and the ‘best rates’ for someone might not be the same for another individual. 

Factors that might impact the loan interest rate include:

• Financial history
• Your current financial circumstances
• The age of the car
• The amount you need to borrow

However, the best chance to secure the top rates and the best car finance in Adelaide is with Credit One. We have a broad selection of partnered lenders, and we are sure to match you with the best rates for your financial profile.