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Boat Financing

Feel the sea breeze sooner with Credit One’s boat financing.

At Credit One, we tailor our finance and loan solutions for most marine craft and boats in order to suit your needs perfectly. If you’re looking to buy your dream boat, choosing the proper finance setup will help you turn your dream into a reality sooner than you previously thought!

Our boat loan service offers an opportunity to pay off a loan on a marine vehicle in regular instalments, be it weekly, fortnightly, or monthly repayments within a set loan term.

The team at Credit One are passionate about marine leisure and want to make it easy for you to get out on the water without any unnecessary financial stress. With years of experience organising loans and finance for charter boats, commercial boats, jet skis and commercial fishing vessels, we have access to a wide range of lenders, giving you extensive finance options.

With more marine finance options, including online boat financing, better rates than the banks, and a team of dedicated brokers at the ready, Credit One can have you on the water in no time! We’re committed to delivering quick, efficient, and personalised service at every time of asking.

You won’t find a better deal than Credit One when it comes to boat loan options Australians can trust. Discover why we’re the smarter way to finance today. Complete an online Marine Finance Quote without obligation, or phone 1300 CREDIT (1300 273 348) to talk with one of our experienced consultants.


Credit One uses our latest technology to compare boat loans for you. Calculate your loan repayments, maximum loan amount, interest rate, and more with our boat finance calculator.

What are my repayments?

How much can I borrow?

At today's lowest boat finance rate of 6.98%,

you will pay approximately ...

Apply Online Now

At today's lowest boat finance rate of 6.98%,

you can borrow approximately ...

Apply Online Now

The information which you calculate from this Calculator is intended for use by you as a guide only. See more in our Disclaimer.

It is not an offer and has no legal effect on any contracts entered into by you ‘ the client’. This simulation and the resulting calculations do not constitute a loan application or offer. The figures and formulae used within this calculator may change at any time without notice.Should you apply for any Credit One product, we will make our own calculations and we will not necessarily take your calculations into account. All Interest rates are displayed ‘are guides ONLY’, repayments as a result of this simulation have no legal offering.Credit One accepts no responsibility for any losses arising from any use of or reliance upon any calculations or conclusions reached using the calculator.Information provided on this calculator does not constitute an offer of finance. Any loan request is subject to assessment against normal lending criteria. Fees and charges may apply. This calculation does not take into account any fees, charges or government taxes which may apply to either the calculation of the loan amount or the monthly repayments, such as GST or Luxury Car Tax (where applicable).

Credit One Smarter Boat Finance Options

At Credit One, we’re dedicated to delivering the most extensive and best boat financing options available for Australian’s who love heading out onto the water. We understand that there are a variety of reasons one might need a loan, which is why we offer a variety of specialised loan options through our partnerships with lenders.

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Why Choose Credit One for Boat Financing?

Credit One is an independent, unbiased marine finance service and brokerage, offering accessible finance for all. We’re passionate about helping Australian’s enjoy marine leisure without restriction; we deliver the best boat loan options Australia has to offer. There’s a reason we’ve been named ‘Broker of the Year’ three years in a row.

We’ll compare your financial needs with all lenders featured on our extensive panel in order to deliver the best options tailored for your personal circumstances and credit score. With established relationships with over 40 of Australia’s most trusted lenders, including lenders not available directly to the general public, our boat loan and online boat financing options are sure to work for you.

Our brokerage solutions offer no-ongoing fees, interest rates that beat the banks and low initial establishment fees. What’s more, is, you can get an online finance quote in just 60 seconds with same day approvals using our simple, obligation-free !

Talk to one of our experienced, independent finance consultants today, so you can get out onto the water and enjoy the Aussie weather!

Frequently Asked Questions

What Does Credit One Do?

Credit One’s marine loan specialists work with Australia’s leading boat loan financiers. We’ve fast become Australia’s most reliable, efficient, and cost-effective boat brokerage company – experience it for yourself today!

How Do I Apply for a Credit One Loan?

Applying for a Credit One boat loan is super easy! Our expert boat loan specialists are available online or by phoning 1300 273 348, six days a week. Reach out today!

How Much Can I Borrow?

The amount you can borrow from us depends on the type of boat you’re using the loan for, and the length of the loan. Thus, it is hard to provide an estimate without a description of your situation. We provide access to a range of lenders with different credit score history backgrounds to ensure you’re getting the most tailored, appropriate financing. We recommend you submit an online enquiry or talk to one of our consultants to get an accurate estimate.

Credit One are a brokerage who deliver premium boat loans & finance for all types of marine craft, from small jet skis and trailer boats to even the largest fishing vessels and charter yachts.

What Do I Need to Get Finance?

All boat loan applications will vary on a case-by-case basis, but generally, you’ll need to provide evidence of your income for us to determine if you’re a suitable candidate for our finance options.

How Long Does It Take to Be Approved?

We pride ourselves on our ability to deliver the fastest possible service on boat loans without sacrificing quality or the competitive products that have made us known for offering the best boat finance Australia has to offer.

How Old Can the Boat Be?

Our financiers assess any boat finance applications on a case-by-case basis. If you’re interested in getting financial assistance for a slightly older or more unique boat, please submit an enquiry or call us to obtain a unique, obligation-free quote.

Who is Credit One’s Lenders?

Credit One is accredited with the most reputable insurers and lenders in Australia, meaning we provide substantial options that enable you a fair choice in comparison.

Our lenders include:

  • NAB
  • ANZ
  • BCU
  • BOQ
  • Commonwealth Bank
  • Fleet Partners
  • Money3
  • Morris Finance
  • National Motor Loans
  • Pepper Money
  • Plenti
  • Suncorp
  • Westpac
  • And more!

Meet Our Partners

We are accredited with the most reputable lenders and insurers in Australia giving you a fair choice to compare.

Our Lenders

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