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Secured Car Loans

A secured car loan is a personal or consumer loan product where the financier advances the customer funds for the purchase of a vehicle and secures the loan against the vehicle.

How does a Secured Car Loan work?

  • Under a car loan the financier loans funds to the customer to purchase a car.
  • The customer takes ownership of the vehicle at the time of purchase, and the financier takes an interest in the vehicle as security for the loan.
  • Once the contract is completed, the financier releases their interest on the vehicle, giving the customer clear title.

Calculators

What are my repayments?

How much can I borrow?

At today's lowest car finance rate of 4.95%,

you will pay approximately ...

$138.02
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At today's lowest car finance rate of 4.95%,

you can borrow approximately ...

$29,981.14
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The information which you calculate from this Calculator is intended for use by you as a guide only. See more in our Disclaimer.

It is not an offer and has no legal effect on any contracts entered into by you ‘ the client’. This simulation and the resulting calculations do not constitute a loan application or offer. The figures and formulae used within this calculator may change at any time without notice.Should you apply for any Credit One product, we will make our own calculations and we will not necessarily take your calculations into account. All Interest rates are displayed ‘are guides ONLY’, repayments as a result of this simulation have no legal offering.Credit One accepts no responsibility for any losses arising from any use of or reliance upon any calculations or conclusions reached using the calculator.Information provided on this calculator does not constitute an offer of finance. Any loan request is subject to assessment against normal lending criteria. Fees and charges may apply. This calculation does not take into account any fees, charges or government taxes which may apply to either the calculation of the loan amount or the monthly repayments, such as GST or Luxury Car Tax (where applicable).

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