Caravan & Camper Trailer Finance Options

Are you looking for Australia’s best in caravan finance?

Types of recreational vehicle loans

Pre-approved caravan finance

FAQs

• How does camper or caravan finance work?

  Caravan finance involves borrowing money from a lender for the sole purpose of purchasing a caravan or other recreational vehicle.

  The borrower is charged interest on the borrowed sum and is required to make payments in regular instalments. You can get a quick estimate of repayments by using our loan calculator.

  Our range of available camper and caravan loans work much like other types of personal loans. We offer a range of options and repayment options sourced from Australia’s top lenders.

  With a range of options available, we’re able to find the best option suited to your needs. We’ll work within your budget to find affordable loan options that suit your requirements.

  Our goal is to make the entire process smooth and stress-free. Your own personal finance consultant will guide you through every step of the process.

• What are the benefits of a camper or caravan loan?

  Choosing to finance a caravan or other recreational vehicle is popular for various reasons.

  • Taking out a loan requires a much smaller upfront payment – great news if you’re keen to get travelling as soon as possible! You will, of course, need to budget for monthly repayments, but you will have greater financial freedom.
  • Repair and maintenance costs may fall under your lessor’s warranty, depending on your insurance package.
  • Making regular repayments on your caravan loan will help to build your credit history
  • You can leave money available for other expenses. Spending a large some upfront on the caravan purchase can drain your savings. By financing the purchase, you will have more cash available for other expenses if you need it.

• What are the considerations when buying a camper or caravan?

  Here are a few factors to consider before purchasing a camper or caravan:

  • How many people does it accommodate? – This is very important if you’re planning big family trips!
  • What are the key functionalities? – Features to look out for include curtains, lighting, fridges, cooking appliances, tables, water storage facilities, sound and entertainment systems, solar panels, dual batteries, air-conditioning, bench space, bike racks, roof racks, sinks, and more.
  • How old is the caravan? – Second-hand vehicles should be properly inspected to check for safety issues and other flaws.
  • Does the vehicle run on petrol or diesel? – Diesel vehicles tend to be more expensive, while petrol vehicles cost more to run.
  • Is the vehicle automatic or manual?
  • What other expenses will you need to cover? – This could include servicing costs, repair costs, camping equipment costs, and insurance costs. Credit One can also assist you in organising insurance for your new purchase.

• What are the different caravan finance options?

  Our caravan finance options include:

  • Secured caravan loans: With a secured caravan loan, the caravan serves as security. The lender will pay the private seller or dealer, allowing you to purchase the campervan or caravan.

  Then, the financier will use the vehicle as security until the loan is fully paid back. Interest rates for these products are fixed and loan duration can last up to seven years.

  As explained above, you can choose from a range of different finance options, including chattel mortgages (for business customers), and secured caravan loans.

• What are the common features of camper or caravan loans?

  Our Lenders for campervan and caravan loans offer flexible repayment terms with repayment periods up to seven years.

• How much money can I borrow?

  The amount you can borrow depends on your personal financial situation, requirements & objectives. Get in touch to find out more and obtain a quick quote from caravan loan specialists!

• What is the process to obtain a pre-approved loan and what are its benefits?

  See More FAQ’s Here

  Applying for pre-approval with Credit One is easy. You can apply for an obligation-free quote using our quick online form.

  The form takes less than 60 seconds to complete and you will then be contacted by a Credit One broker to discuss further. There is no obligation to proceed with any loan and the initial enquiry will have no impact on your credit score.