Caravan Finance & Camper Trailer Loans – Get A Quote & Approval Today | Credit One | Australia
Credit One logo

Home Caravan and Camper Finance

Choose Australia's best rated caravan finance broker
Choose CreditOne


from 3.99%

Caravan and Camper Trailer Finance hero banner
5.0 Hero google reviews

Caravan & Camper Trailer Finance Options

Are you looking for Australia’s best in caravan finance?

Credit One is Australia’s best rated finance broker with . Our caravan finance specialists can find you the best loan tailored to your situation.

Types of recreational vehicle loans

At Credit One, we have access to some of Australia’s best banks and financiers who offer finance for recreational vehicle including caravans, motorhomes and camper trailers.

When you speak to a Credit One finance broker, you will be able to discuss different loans and find one best suited to your needs.

Pre-approved caravan finance

Perhaps you’ve already made the exciting decision to purchase a caravan or camper trailer. But you’re not sure which caravan to buy yet. This is the perfect time to apply for pre-approval on a caravan loan.

With a pre-approval, the lender agrees (conditionally) to lend you a specified amount for your purchase. This means you will know how exactly how much you can spend on your caravan and then shop within this budget.

Pre-approved finance can be a great option whether you’re using a private seller or a dealer. What’s more, Credit One can assist you for a pre-approval for your next loan.

If you would like to apply for a pre-approval, simply complete the quick quote form and a Credit One broker will contact you to discuss your options.


  • How does camper or caravan finance work?

    Caravan finance involves borrowing money from a lender for the sole purpose of purchasing a caravan or other recreational vehicle.

    The borrower is charged interest on the borrowed sum and is required to make payments in regular instalments. You can get a quick estimate of repayments by using our .

    Our range of available camper and caravan loans work much like other types of personal loans. We offer a range of and repayment options sourced from Australia’s top lenders.

    With a range of options available, we’re able to find the best option suited to your needs. We’ll work within your budget to find affordable loan options that suit your requirements.

    Our goal is to make the entire process smooth and stress-free. Your own personal finance consultant will guide you through every step of the process.

  • What are the benefits of a camper or caravan loan?

    Choosing to finance a caravan or other recreational vehicle is popular for various reasons.

    • Taking out a loan requires a much smaller upfront payment – great news if you’re keen to get travelling as soon as possible! You will, of course, need to budget for monthly repayments, but you will have greater financial freedom.
    • Repair and maintenance costs may fall under your lessor’s warranty, depending on your insurance package.
    • Making regular repayments on your caravan loan will help to build your credit history
    • You can leave money available for other expenses. Spending a large some upfront on the caravan purchase can drain your savings. By financing the purchase, you will have more cash available for other expenses if you need it.
  • What are the considerations when buying a camper or caravan?

    Here are a few factors to consider before purchasing a camper or caravan:

    • How many people does it accommodate? – This is very important if you’re planning big family trips!
    • What are the key functionalities? – Features to look out for include curtains, lighting, fridges, cooking appliances, tables, water storage facilities, sound and entertainment systems, solar panels, dual batteries, air-conditioning, bench space, bike racks, roof racks, sinks, and more.
    • How old is the caravan? – Second-hand vehicles should be properly inspected to check for safety issues and other flaws.
    • Does the vehicle run on petrol or diesel? – Diesel vehicles tend to be more expensive, while petrol vehicles cost more to run.
    • Is the vehicle automatic or manual?
    • What other expenses will you need to cover? – This could include servicing costs, repair costs, camping equipment costs, and insurance costs. Credit One can also assist you in organising .
  • What are the different caravan finance options?

    Our caravan finance options include:

    • Secured caravan loans: With a secured caravan loan, the caravan serves as security. The lender will pay the private seller or dealer, allowing you to purchase the campervan or caravan.

    Then, the financier will use the vehicle as security until the loan is fully paid back. Interest rates for these products are fixed and loan duration can last up to seven years.

    As explained above, you can choose from a range of different finance options, including chattel mortgages (for business customers), and secured caravan loans.

  • What are the common features of camper or caravan loans?

    Our Lenders for campervan and caravan loans offer flexible repayment terms with repayment periods up to seven years.

  • How much money can I borrow?

    The amount you can borrow depends on your personal financial situation, requirements & objectives. Get in touch to find out more and obtain a quick quote from caravan loan specialists!

  • What is the process to obtain a pre-approved loan and what are its benefits?

    Applying for pre-approval with Credit One is easy. You can apply for an obligation-free quote using our quick online form.

    The form takes less than 60 seconds to complete and you will then be contacted by a Credit One broker to discuss further. There is no obligation to proceed with any loan and the initial enquiry will have no impact on your credit score.

Compare Caravan Loans with our Calculator

Credit One uses our latest technology to compare caravan and camper loans for you.

Lender Product Name Comparison Rate Monthly Repayment
Credit One New Caravan Loan 4.98% $599.24
CUA Fixed Rate Personal Loan 10.14% $646.66
NAB Unsecured Fixed Personal Loan 11.58% $660.28
Bank of Australia Personal Loan - Lifestyle 12.94% $673.30
Westpac Unsecured Personal Loan 13.15% $675.32
ANZ Fixed Rate Personal Loan 13.32% $676.97
Commonwealth Bank Fixed Rate Personal Loan 13.86% $682.19
St. George Unsecured Personal Loan 14.06% $684.14
Get a Free Quote

The information which you calculate from this Calculator is intended for use by you as a guide only. See more in our Disclaimer.

It is not an offer and has no legal effect on any contracts entered into by you ‘ the client’. This simulation and the resulting calculations do not constitute a loan application or offer. The figures and formulae used within this calculator may change at any time without notice.Should you apply for any Credit One product, we will make our own calculations and we will not necessarily take your calculations into account. All Interest rates are displayed ‘are guides ONLY’, repayments as a result of this simulation have no legal offering.Credit One accepts no responsibility for any losses arising from any use of or reliance upon any calculations or conclusions reached using the calculator.Information provided on this calculator does not constitute an offer of finance. Any loan request is subject to assessment against normal lending criteria. Fees and charges may apply. This calculation does not take into account any fees, charges or government taxes which may apply to either the calculation of the loan amount or the monthly repayments, such as GST or Luxury Car Tax (where applicable).

Protect against the unexpected


Insurance for Business

Speak to our specialists
OneSure Insurance Services logo in white

Meet Our Partners

We are accredited with the most reputable lenders and insurers in Australia giving you a fair choice to compare.

Our Lenders

Yellow stars from Feefo

Great Choice!

Amazing work. They worked amazingly to get me the best choice to suit me.


Feefo logo

2022 Feefo Platinum Trusted Award.

Need a fast tailored approval?

Let us compare them for you

Our finance specialists will save you time and money by comparing 40+ leading lenders to get you bank-beating finance