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Car Finance Brisbane

Get ready to hit the Brisbane roads sooner with Credit One.

Credit One takes the fuss out of finding the best car loan rates. Since 1999, we’ve provided the best car finance Brisbane has to offer. Credit One puts your needs first, ensuring that more people have access to financiers to get behind the wheel of the car of their dreams.  

We make the car finance process simple. Plus, with access to rates that perform better than the banks, you’ll be out on the road in no time. We partner with over forty of Australia’s leading lenders, including some not generally available to the public. You won’t find a more comprehensive range of car finance solutions in Brisbane. 

Whether it’s for business or personal use, we will find you the best deal on your Brisbane car finance. There is no one-size-fits-all approach; each finance option that we present to you will be tailored to suit your financial needs. 

So why wait? See why Credit One is the easiest way to finance your car in Brisbane today. Contact our team on 1300 CREDIT (1300 273 348) or through an online quote.

Business Car Finance Brisbane 

If you’re looking to upgrade the work car, Credit One is here to help secure finance for your business vehicle. We have helped companies secure competitive finance options for their fleet, anything from work vans to 4-wheel drives. Financing is a great option to free up cash flow but still ensure your company has the means to get around your service area.

Credit One is partnered with a range of financiers that help secure finance options for your business vehicle. You’ll have access to a dedicated business finance specialist who will work with you to match you with a finance option to suit the needs of your business and your budget. 

The Chattel Mortgage is the most popular loan type for businesses. Business assets like cars may be eligible for the Australian Government’s instant asset write off policy. At Credit One, we’ll continue to help business owners beyond securing their finance. We’ll assist in managing all relevant documents to ensure our customers receive all the benefits of a business loan. Try the car finance Brisbane businesses trust, with Credit One. 

Credit One Personal Car Loan Brisbane  

Having a car is indispensable when it comes to living, working, travelling, and visiting Brisbane and its surrounds.

Take the family car – when you’re growing your family, taking the kids to school, or going on holidays, everything revolves around the family car. When the time comes to upgrade to a bigger car, secure the personal car finance Brisbane families love at Credit One.

Credit One will ask to assess your financial situation and take monetary requirements into account to ensure that the proposed loan meets your needs.

Once you’ve decided on an option, the lender will forward the funds to purchase the car. Our lenders have flexible contract terms, and you will be in control of your repayments before they begin.

Take the first step today by using our loan calculator to work out what a repayment plan might look like for you. After filling out our online enquiry form, a consultant will contact you about working out the optimal car loan based on your financial background. The team at Credit One are all motor enthusiasts and are determined to help everyone secure personal car finance in Brisbane.

Our support doesn’t end at the sale. Throughout the lifetime of your loan, you’ll have access to Credit One’s support network to provide assistance wherever needed. Discover how we earned each of our over 1,000 five-star google reviews from customers across Queensland and Australia. 

Frequently Asked Questions 

What is the car finance Brisbane application process?  

Once you are in contact with a member of our team and we have received supporting documents to build your financial profile, the application process can begin. You’ll be recommended a loan type and loan amount that is determined from our consultant’s evaluation. The process follows like so: 

  1. We will ask you to supply some information about yourself to ensure you can afford the proposed loan, and to ensure the loan meets your objectives.
  2. Your application for a car loan will be submitted to your chosen lender by the broker.
  3. If everything is in order, your loan will be conditionally approved.
  4. Once the loan has been approved, you can begin shopping for a car or finalise your purchase if you already have something picked out.
  5. Once the loan is settled, your loan repayment schedule will commence.
  6. If you are purchasing a new car, your broker can liaise with the dealership on your behalf to organise tax invoice requests when you collect your vehicle is collected.

Finally, once all of these steps have been completed, you will settle into a regular repayment schedule until the total amount owing on your loan has been repaid. How long this schedule takes are determined by the type of loan you selected. 

Is it better to buy a new or used car?

When it comes to the car finance Brisbane residents love, the flexibility to select between buying a new or used car falls to you. Unlike some of the mainstream lenders, we are glad to be able to offer finance options for both new and used vehicles from a range of vending platforms.

It is important to take into account that interest rates available to you will shift between whether you choose a new or used vehicle. Factors such as vehicle age, condition, service requirements, and history will all be considered by our brokers when determining the most suitable finance options for you.

A new vehicle will attract a lower interest rate than a second-hand vehicle as a general guide. Since many financiers will only permit a loan period relative to the age of the vehicle, financiers will consider the age of the vehicle at the beginning and end of the lease period to determine eligibility.

Can I still secure a loan with bad credit history? 

Whilst bad credit history is likely to lower your chances of getting a loan from one of our partnered financiers, it is not a certainty. 

We are proud of the strong relationships we have with all our lenders, and we work hard to continually negotiate the best outcome for you. We are also fortunate enough to have other options that other finance firms do not have available to them, such as accreditation with private financiers to help get you a loan. 


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* Interest rate is indicative range only.

How To Apply

1. Enquiry

Whether you’re after a new car, financing for a home, a business equipment loan or something a little more fun, Credit One can help secure your dream. Simply contact us online by or and chat with our friendly team.

2. Lodgement

Save time and hassle by letting us lodge a financing application for you. Our expert brokers will source the best option, tailored to your needs, prepare your documents and follow up within 24 hours to secure your loan sooner.

3. Approval

Next comes approval, enjoy the feeling of knowing you’re only one step away from acquiring financing! Your chosen lender will perform their final checks and both parties sign off any remaining paperwork prior to settlement.

4. Settlement

You’ve been approved, signed your documents and acquired any necessary insurance. Settlement is the time when the lender lodges your documents and transfers the funds. Congratulations, you’ve achieved financing in four easy steps!