Boat Finance Geelong | Lowest Rates | Credit One
Credit One logo
Boat Finance hero banner


from 3.99%

Choose Australia's best rated boat finance broker
Choose CreditOne


from 3.99%

1140+ reviews 5.0 Hero google reviews

Enquire Now

Getting a quote won't affect your credit score.

Dealer logo

Boat Finance Geelong

Choose the boat finance Geelong marine enthusiasts know and trust – that’s Credit One.

Credit One is proud to offer commercial and private boat finance and leisure loan options that make getting on the water faster and easier than ever. Dealing with Credit One means that you will speak directly with boating enthusiasts (just like you) that understand how to secure the best variable or fixed term boat loan in Geelong. Whether you are looking to buy a fishing boat, yacht, power boat, or just looking for a summer cruiser – speak to the company that Geelong enthusiasts trust.

Unlike large financial institutions that will treat you like a number, we go the extra mile (at a rate of knots) to understand your unique circumstances and provide access to the right lenders. Our passion for outdoor leisure and marine is evident in each decision that we make. Instead of offering every loan and insurance option under the sun – we choose to focus on the leisure and marine space.

With access to more than forty of Australia’s most trusted lenders – including some that are not accessible to the public, finding the best boat loan Geelong has to offer has never been easier.

Find out why we have more than 1140 five-star Google reviews and why our customers won’t stop raving about us. Fill out an online or speak directly with a broker today on 1300 CREDIT (1300 273 348) to find out how we can help you to secure your dream vessel at an affordable rate.

Loan Repayment Calculator

What are my repayments?

How much can I borrow?

At today's lowest boat finance rate of 4.98%,

you will pay approximately ...

Get Approved Today

At today's lowest boat finance rate of 4.98%,

you can borrow approximately ...

Get Approved Today

The information which you calculate from this Calculator is intended for use by you as a guide only. See more in our Disclaimer.

It is not an offer and has no legal effect on any contracts entered into by you ‘ the client’. This simulation and the resulting calculations do not constitute a loan application or offer. The figures and formulae used within this calculator may change at any time without notice.Should you apply for any Credit One product, we will make our own calculations and we will not necessarily take your calculations into account. All Interest rates are displayed ‘are guides ONLY’, repayments as a result of this simulation have no legal offering.Credit One accepts no responsibility for any losses arising from any use of or reliance upon any calculations or conclusions reached using the calculator.Information provided on this calculator does not constitute an offer of finance. Any loan request is subject to assessment against normal lending criteria. Fees and charges may apply. This calculation does not take into account any fees, charges or government taxes which may apply to either the calculation of the loan amount or the monthly repayments, such as GST or Luxury Car Tax (where applicable).

Your Geelong Boat Loan Options Explained

Explore your options with Credit One’s boat loan and leisure finance product range. Whether you are looking to cast a line off Cunningham Pier or see Cario Bay like you have never seen it before, our range of Geelong boat finance options will turn your dream into a reality sooner, with less stress.

Can’t find the boat loan you were looking for? Don’t stress! Our finance options can be tailored towards your unique circumstances. Get in touch with the team on or fill out the form below to arrange a consultation.

Wooden boat

Personal Boat Loan

Whether you are looking to purchase new, second hand, or wanting to renovate an old vessel, personal boat loans are suitable for a wide range of options. With a personal loan, you can combine multiple loans into a single, predictable, and manageable monthly loan repayment – without any nasty surprises.

Learn More
Angle view on boat to see sunset

Secured Boat Loan

Take advantage of low interest rates and no-nonsense lending conditions with a secured boat loan. Depending on your upfront payment amount, a secured loan can be configured to be less than, the same as, or greater than the total value of the boat.

Learn More
Old boat in sunset

Commercial Fishing Boat Loan

Whether you’re looking to lure Snapper, Snook, Salmon, or Whiting – our commercial fishing boat loans mean that getting your commercial fishing business up and running has never been easier. Credit One provide access to commercial loans that can be tailored to suit one or multiple vessels.

Learn More
Yacht on blue ocean

Commercial Hire Purchase

Commercial Hire Purchase (CHP) loans mean that our team will purchase a vessel on behalf of your industry and hire it back to you for a set loan amount. CHP loans are an excellent option for businesses wanting to mitigate risk, without compromising having to compromise on the use of a vessel.

Learn More
White flag boat

Private Sale Boat Loan

Private sale boat loans mean that you can take advantage of Geelong’s second-hand market with the surety of a specialised loan. In a second-hand market that is flooded with high-quality, cut-price vessels, we want to help you to make the most of the opportunity.

Learn More
Standard boat on ocean

Chattel Mortgage

Boat chattel mortgage loans mean that you will take ownership of a vessel at the time of purchase. Once the transaction is complete, Credit One will arrange a mortgage against the value of the boat which we can then use to secure the best rates in the market.

Learn More

Protect against the unexpected


Insurance for Business

Speak to our specialists
OneSure Insurance Services logo in white

Geelong Boat Finance with a Difference

Credit One is committed to helping Geelong locals to make the most of Port Phillip Bay, Corio Bay, and anywhere else that your imagination can take you. We are proud to be helping hundreds of Geelong locals to make the most of the area with bespoke marine finance and loan options.

We are not bound by the rules of a single financial institution which means that our team of passionate brokers can get to work finding the best loan for your unique requirements. Credit One provides access to Geelong (and Australia’s) top lenders which means that we can shop the market on your behalf to offer the best possible deals.

The Credit One team will find the best loan amongst forty of Australia’s most trusted lenders to ensure that you get the best possible boat loan Geelong has to offer. Our team of brokers is privy to unique market insights which means that finding the right loan for your unique requirements has never been easier.

It is no coincidence that Credit One have been named ‘Broker of the Year’ for three years in a row.

Boat Finance Geelong FAQ

How Do I Apply?

Applying for a boat loan in Geelong is easy with Credit One express. Simply fill out a form below or get in touch by phoning to apply for boat loan or finance today.

What Do You Need for My Application?

We assess each application on a case-by-case basis. During your consultation, our team will advise exactly what is required to get your loan approved and provide steps to share that information. Generally speaking, we will always require proof of income such as tax returns, BAS statements (for business), or payslips.

How Long Does Approval Take?

The approval timeline will be unique to your unique circumstances. In some cases, we can have your loan sorted and approved in a very short amount of time. In other cases, things can take a little bit longer. In any case, we will work with and your timeline to provide a solution that will get you on the water sooner.

How Much Can I Borrow?

The amount of money that you can borrow for Geelong boat finance will depend on your circumstances and the type of loan that you wish to take out. Factors such as existing loans and mortgages will have an impact on the amount that you can borrow and the process for approval.

What Age of Boat Do You Offer Loans for?

The age of the boat that we can provide loans for will be assessed on a case-by-case basis. Vessel age, history, and value are all factors that we consider when assessing your boat loan application.

Meet Our Partners

We are accredited with the most reputable lenders and insurers in Australia giving you a fair choice to compare.

Our Lenders

Yellow stars from Feefo

Great Choice!

Amazing work. They worked amazingly to get me the best choice to suit me.


Feefo logo

2022 Feefo Platinum Trusted Award.

Need a fast tailored approval?

Let us compare them for you

Our finance specialists will save you time and money by comparing 40+ leading lenders to get you bank-beating finance