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Car Finance Solutions

Car Finance Solutions

A car is not just a car; it's your livelihood and we want to get you on the road sooner!

Credit One takes the hassle from looking for the best car loan rates and it's what we've been doing since 1999.

We not only make finding a financial solution for your next car quick and easy, we can also beat the banks with rates! Being affiliated with Australia's best lenders means we can offer you a complete range of car finance options

Upon calling us or completing an online enquiry form, your Credit One finance consultant will compare options for you, without you needing to contact and assess a multitude of lenders. 

Credit One offers finance for both businesses and individuals with many options and solutions tailored to suit your individual or business needs. 

Discover why Credit One really is the quicker, smarter and friendlier way to finance by calling 1300 CREDIT (1300 273 348) or obtain an online quote today. 

Apply For Your Car Loan Online - No Waiting!

Our finance specialists will save you time & money by comparing 40+ leading lenders to get you bank-beating car finance. Best of all - if you're not completely satisfied, your application is obligation-free.

Apply Now Get a Quick Quote

Or phone 1300 CREDIT to speak with one of our finance specialists.


Consumer Car Finance

Secured Car Loan

A secured car loan is a personal or consumer finance product where the financier advances the customer funds for the purchase...

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Private Sale Car Loan

Credit One can help you find a financing solution when your bank can't! We won't discriminate if you have found a great deal with a private...

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Personal Loan

Need a new car, a much-needed holiday, funding for your dream wedding or to take control of your finances through consolidating your debt...

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Business Car Finance

Chattel Mortgage

A chattel mortgage is a business finance product where the customer takes ownership of the motor vehicle at the time of purchase...

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Finance Lease

Credit One finds the best solutions for businesses through securing a finance lease or car lease, also known as an auto lease, vehicle...

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Hire Purchase

Commercial Hire Purchase is also known as a corporate hire purchase, hire purchase or offer to hire, and is often abbreviated as CHP...

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Operating Lease

An operating lease is where you lease a motor vehicle without you taking the risks associated with owning the motor vehicle or...

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Read what our customers have to say about their experience

With a rating of 4.9 from over 350 five star Google Reviews, see why Credit One has become one of the most trusted, and preferred brokers in Australia.


Jasmine has been so wonderful and committed on her support toward my Subaru finance. She was very professional and gave me all the informations that I need. And not for long I was notified that the car was approved. Thank you Jas for your time and effort.
I would strongly recommend Jasmine to anyone needing finance.

Thawthee Wah

Elyse was fantastic to deal with. She made the whole process seamless and effortless. Elyse was always prompt with any questions I had and explained everything thoroughly. Would definitely recommend and would use again.


Dear Michael

I wanted to thank you very much for assisting in my loan application for my commercial vehicle and my two insurances with Credit One. Your team were very polite and extremely helpful and I found the whole process to be highly professional. I really appreciate how easy the process was considering it was my first time making such applications in Australia. The business is a great credit to your hard work and high standards.

Thank you again.

Kind Regards

Piergiorgio Morale

Piergiorgio Morale

Brett has been amazing to deal with, he is extremely efficient, polite and helpful. These are rare qualities. I was not expecting to have such a pleasant experience, but I did and now I'm left with a very positive impression of your business.

We got pre-approved within 24 hours and settlement just happened at lunchtime today, the process was quick and easy. The Holden Dealer just rang and advised the funds have already hit their account, now we can go and pick up Cory's new work ute tomorrow in Sydney.

You'll have my repeat business if I ever require finance again and I will be advising my friends etc...about Credit One.

Thank you again

Edwina Mullen and Cory Mitchell

Hi Karmi,

I just want to thank you and your staff for your efforts in getting Liam a loan for his car. We are ever so happy with how polite and helpful everyone has been. Have wonderful weekend



Janine and Liam

Janine Porter

Ian went above and beyond to make the process as stress-free as possible. When it came to signing the paperwork, as I wasn't able to leave my work, Ian came to me. Ian even offered to meet my truck-driving Husband wherever he was going to be at the time for his signature. We were both immensely impressed with the service we received, and how fast the process was. Thanks Ian and Credit One Group!

Amy Kostka

Hi Matt, I've had the Jeep Patriot 4 weeks tomorrow and just wanted to send you a quick thank you. Everything felt so easy from the 1st contact, to you calling me the day after I picked up the Jeep to make sure I was happy. During the whole procedure I felt I was in good hands. Thank you again and you'll be hearing from me when its time to upgrade.

Duane Cleary

Hannah Shields at Credit One went above and beyond to arrange finance on a vehicle for my business, I highly recommend Credit One for finance and I would ask for Hannah to deal with my application, yours sincerely

Steve's Mega Seafood, Dora Creek

I was finding it almost impossible to get finance to purchase a car, Ian from Credit One was able to get a loan at much lower lower interest rate than I thought possible.

John Y., Melbourne

I picked up my car last Thursday and I'm stoked! Just wanted to say a big thanks to Milena, she was a massive help with everything and kept me in the loop the whole time. So I just wanted to let you know how much I appreciated her advice and will be recommending Credit One to people I know.

Taylor Nichols

I am really impressed with the service that Credit One has provided me with over the last few weeks.

Milica took the time to actually understand and went above and beyond to help with my situation. I have already let others know of their friendly attitude and service.

I will definitely recommend Credit One in the future.

Thank you once again.   

Melissa Abbott

Thanks Vera,

Very happy with your help with my recent car finance. I have no problem with recommending you to any of my friends / work colleagues and will call on your services again if the need arises.

Steve C, Melbourne

Hello Alan

Thanks for all your help again,  And very appreciate for your fantastic service. You offered us outstanding service and product. 

We have to say thank you here.



Lan Feng

Megan & Jamie

Thank you for all you have done, we really appreciate it!

Take care and thanks again.

Megan & Jamie

Megan & Jamie

Hi Michael, 

Hope all is well, firstly thanks again for all of your assistance with our loan for our Prado earlier this year, we love it!

Cameron Western

Hi Vera,

Thank you once again for all your hard work.
I will definitely recommend you to my family and friends as you made it such an easy process.

Megan Havers

Thanks again guys, I was surprised how quickly my finance was approved. It was the first time that I had used a broker, I wanted an alternative to my bank and the car dealer. I will definitely recommend Credit One.

Kerrie, Bridgeman Downs


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