Credit One logo

Home Car Finance Chattel Mortgage

Choose Australia's Best Rated Finance Broker

Over 1650 Five Star reviews on Google

Car Chattel Mortgage hero banner
5.0 Hero google reviews

Chattel Mortgage

A chattel mortgage is a business finance product where the financier provides funds for the customer to purchase a vehicle.

How does a Chattel Mortgage work?

  • The customer takes ownership of the vehicle (chattel) at the time of purchase.
  • The financier then takes a mortgage over the vehicle as security for the car loan.
  • When the contract finishes the charge is removed giving the customer clear title to the vehicle.

Calculators

What are my repayments?

How much can I borrow?

At today's lowest car finance rate of 7.98%,

you will pay approximately ...

$142.49
Apply Online Now

At today's lowest car finance rate of 7.98%,

you can borrow approximately ...

$28,128.85
Apply Online Now

The information which you calculate from this Calculator is intended for use by you as a guide only. See more in our Disclaimer.

It is not an offer and has no legal effect on any contracts entered into by you ‘ the client’. This simulation and the resulting calculations do not constitute a loan application or offer. The figures and formulae used within this calculator may change at any time without notice.Should you apply for any Credit One product, we will make our own calculations and we will not necessarily take your calculations into account. All Interest rates are displayed ‘are guides ONLY’, repayments as a result of this simulation have no legal offering.Credit One accepts no responsibility for any losses arising from any use of or reliance upon any calculations or conclusions reached using the calculator.Information provided on this calculator does not constitute an offer of finance. Any loan request is subject to assessment against normal lending criteria. Fees and charges may apply. This calculation does not take into account any fees, charges or government taxes which may apply to either the calculation of the loan amount or the monthly repayments, such as GST or Luxury Car Tax (where applicable).

Protect against the unexpected

FOR A PEACE OF MIND

Insurance for Business

Speak to our specialists
OneSure Insurance Services logo in white

Meet Our Partners

We are accredited with the most reputable lenders and insurers in Australia giving you a fair choice to compare.

Our Lenders

Yellow stars from Feefo

Great Choice!

Amazing work. They worked amazingly to get me the best choice to suit me.

Margaret

Feefo logo

2024 Feefo Platinum Trusted Award.

Need a fast tailored approval?

Let us compare them for you

Our finance specialists will save you time and money by comparing 40+ leading lenders to get you bank-beating finance