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Loan Protection Insurance

Life doesn't always go to plan. The loan protection insurance is designed to make life easier in times of hardship. Based on the cover you select, Loan Protection Insurance can protect you against the risk of not being able to make loan repayments if you are unable to work due to injury, illness, lose your job or die.

Subject to policy benefit limits, a cash assist benefit will be paid to you. all other benefits under this insurance are paid to the financier shown on your policy schedule or as directed by the financier.

With your Loan Protection Insurance you can protect the lifestyle you and your family love, knowing the loan won't become a financial burden when unexpected life events arise.


Features and Benefits of Loan Protection Insurance

  • Flexible policy terms.
  • Choose the cover combination that suits you.
  • Be able to bundle your premium into the amount you borrow.

Loan repayment cover

  • If you can’t work due to sickness or an accident
  • If you become involuntarily unemployed
  • If you suffer a medical trauma.
  • In the event of your death, the life cover component of the policy will repay your outstanding loan balance.

To find out more speak to your Credit One Consultant, simply call our National Service Line on 1300 CREDIT (1300 273 348).

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