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Caravan & Camper Trailer Finance Options

Choose Australia’s best rated caravan finance broker, Choose Credit One

Are you looking for a camper trailer for a weekend away? Or looking to make a move out onto the great open road with a new caravan? The Credit One caravan finance specialists have got you sorted with the ideal loan term and financing solutions. Credit One is Australia’s leading RV and caravan finance broker – boasting more than 1650 five-star Google reviews from happy customers.

At Credit One, our brokers have access to some of Australia’s best banks and financiers who offer caravan loan and finance options for all manner of recreational vehicles. Whether it’s caravans, motorhomes, or camper trailers you’re after, when you speak to a Credit One finance broker, you’re in touch with a like-minded enthusiast. You and your broker will be able to discuss different loans and find the best option for your needs. Whether you’re looking to pay back your personal loan, unsecured loan or other finance product weekly, fortnightly, or monthly, our brokers can help broker the right terms that suit you.

Discover why we’ve got over 1140 five-star Google caravan finance reviews today! Complete an online Caravan Finance Quote with no obligation, or phone 1300 CREDIT (1300 273 348) to talk with one of our experienced consultants.

Pre-Approved Caravan Finance

Perhaps you’ve already made the exciting decision to purchase a caravan or camper trailer, but you’re not sure which caravan to buy yet. This is the perfect time to apply for pre-approval on a caravan loan.

With a pre-approval, the lender agrees (conditionally) to lend you a specified amount for your purchase on the presented loan term options. This means you will know exactly how much you can spend on your caravan and spend within this budget.

Pre-approved finance is a fantastic solution for a wide range of caravan enthusiasts across Australia – regardless of whether you’re using a private seller or a dealer. What’s more, Credit One can assist you with a pre-approval for your next caravan loan. If you would like to apply for a pre-approval, simply complete the quick quote form today, and a Credit One broker will contact you to discuss your options further.

Secure Australia’s best deals on Caravan and Camper Finance in 2023 with Credit One. Whether you’re looking to get behind the wheel of a new Caravan, Camper, or RV, or you’re ready to shop around on the second hand market, our team of caravan loan and camper finance experts can help you to source and secure the best deal from dozens of different lenders – without the run around.

Credit One’s Extensive Caravan Finance Options

At Credit One, our brokers are committed to providing you with the most comprehensive and suitable caravan loan term options. Australia has boundless wilderness and open roads to explore and travel; getting Australians out on the highway and beyond the horizon is our goal.

There are plenty of reasons you might choose to engage with a broker to secure a loan for your dream caravan or motorhome, and we are here to make that happen. We don’t want our customers worrying about complicated financial concerns; we offer access to an extensive list of lenders and financiers that can make your next motorhome journey unforgettable.

Secured Caravan Loan

With a secured caravan loan, the caravan serves as security. The lender will pay the private seller or dealer, allowing you to purchase the campervan or caravan. Then, the financier will use the vehicle as security until the loan is fully paid back. Interest rates for these products are fixed, and loan duration can last up to seven years.

Chattel Mortgage

With a Chattel Mortgage, the financier will advance funds to the customer to purchase a caravan, motorhome, or another recreational vehicle. The customer will take ownership at the time of purchase.

Caravan Loan Repayment Calculator

Credit One draws on a wide variety of finance options to best compare caravan loans for you. Use our caravan loan repayment calculator to find out more.



What are my repayments?

How much can I borrow?

At today's lowest caravan finance rate of 7.98%,

you will pay approximately ...

$142.49
Get A Free Quote

At today's lowest caravan finance rate of 7.98%,

you can borrow approximately ...

$28,128.85
Get A Free Quote

The information which you calculate from this Calculator is intended for use by you as a guide only. See more in our Disclaimer.

It is not an offer and has no legal effect on any contracts entered into by you ‘ the client’. This simulation and the resulting calculations do not constitute a loan application or offer. The figures and formulae used within this calculator may change at any time without notice.Should you apply for any Credit One product, we will make our own calculations and we will not necessarily take your calculations into account. All Interest rates are displayed ‘are guides ONLY’, repayments as a result of this simulation have no legal offering.Credit One accepts no responsibility for any losses arising from any use of or reliance upon any calculations or conclusions reached using the calculator.Information provided on this calculator does not constitute an offer of finance. Any loan request is subject to assessment against normal lending criteria. Fees and charges may apply. This calculation does not take into account any fees, charges or government taxes which may apply to either the calculation of the loan amount or the monthly repayments, such as GST or Luxury Car Tax (where applicable).

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Why Choose Credit One for your next Caravan Finance?

Beyond our many positive caravan finance reviews, Credit One provides a friendly, knowledgeable brokerage service that delivers our clientele with access to a huge variety of loan options.

Unlike larger financiers like banks, we are not bound to a single lender. When you choose Credit One, your broker will give you access to loan term options from more than forty of Australia’s most notable lenders, including many whose services aren’t available to the general public. Our team will diligently review lending options for you to find the best deal that is most tailored to your unique financial situation.

Our independent, balanced approach to brokerage ensures our customers receive the best caravan finance option. Our dedication to providing a comprehensive service has earned us Broker of the Year for three consecutive years now.

Our brokerage solutions carry low-interest rates that continually outperform the banks, and small initial establishment fees. Plus, if you’re looking to get out this weekend and get that caravan loan secured, you may be able to get an online finance quote in just 60 seconds with same day approvals using our simple, obligation-free !

Frequently Asked Questions

  • How Does Camper or Caravan Finance Work?

    Caravan finance involves borrowing money from a lender for the sole purpose of purchasing a caravan or other similar recreational vehicle.

    The borrower is charged interest on the borrowed sum and must make payments in regular instalments. You can get a quick estimate of loan repayment options by using our .

    Our range of available camper and caravan loans work much like other types of personal loans. We offer a range of and repayment options sourced from Australia’s top lenders.

    With a range of options available, we’re able to find the best option suited to your needs. We’ll work within your budget to find affordable loan amount options that suit your requirements.

    Our goal is to make the entire process and loan repayments smooth and stress-free. Your own personal finance consultant will guide you through every step of the process.

  • What Are the Benefits of A Camper Or Caravan Loan?

    Choosing to finance a caravan or other recreational vehicle is popular for various reasons.

    • Taking out a loan requires a much smaller upfront payment – great news if you’re keen to get travelling as soon as possible! You will, of course, need to budget for monthly repayments, but you will have greater financial freedom.
    • Taking out a loan requires a much smaller upfront payment – great news if you’re keen to get travelling as soon as possible! You will, of course, need to budget for weekly, fortnightly, or monthly loan repayments, but you will have greater financial freedom.
    • Making regular repayments on your caravan loan will help to build your credit history.
    • You can leave money available for other expenses. Spending a large some upfront on the caravan purchase can drain your savings. By choosing to finance the purchase, you will have more cash available for other expenses if you need it.
  • How Do I Apply for a Credit One Loan?

    Applying for the Credit One brokered loan for your next camper trailer has never been easier. Our expert caravan and motorhome specialists are reachable online or by phoning , six days a week. Give us a call today and find out about your potential loan details!

  • How Much Can I Borrow?

    The loan amount you can borrow depends on the type of camper trailer or other types of recreational vehicle you’re going to be using the loan on and the length of the loan. The loan amount you can borrow depends on your personal financial situation, requirements & objectives. Get in touch to find out more and obtain a quick quote from our caravan loan specialists!

    Credit One are a brokerage that delivers premium options for caravan loans & financing for all types of trailers leisure.

  • What Do I Need to Get Finance?

    There is no complete list of all the things you will need. Every loan application to Credit One is reviewed separately. Typically, you’ll need to provide us with evidence of your income to determine if you’re a suitable candidate for any of the finance options that our lenders offer.

  • Can I Set Up Camper trailer Finance for a Private Sale?

    Have you come across a retired outdoors enthusiast selling his rare caravan or camper trailer? Are the big banks refusing to give you a caravan loan for a private sale? Enter Credit One! We offer brokerage with a wide array of alternative lenders prepared to loan money in these alternative circumstances. You will still be entitled to Credit One’s comprehensive caravan finance service options and be able to choose your solution from a wide array of lenders.

  • How Long Does It Take to Be Approved?

    The length of approval time for these loans differs from case to case. We are committed to providing a rapid brokerage service to secure your loan as quickly as possible without sacrificing any of our other services. Our competitive lender options will be available for you to select from in the blink of an eye, just another reason we are recognised for the country’s best caravan finance deals available.

  • Who Are Credit One’s Lenders?

    Credit One is recognised by some of the most reputable insurers and lenders in Australia, meaning we provide you with substantial options that enable ease of choice.

    Our lenders include:

    • BCU
    • BOQ
    • Fleet Partners
    • Money3
    • Morris Finance
    • National Motor Loans
    • Pepper Money
    • Plenti
    • Suncorp
    • And more!
  • Can I finance a used caravan or camper trailer?

    Yes – with Credit One, we’ll be able to find loans for both new and used caravans. Terms and rates may differ between new and pre-loved camper trailers, as it will vary depending on the lender and what they can offer.

  • What documents do I need to apply for a caravan or camper trailer loan?

    At Credit One, you will need to provide proof of income, proof of residence, and a valid driver’s license of ID. These are the key documents you will need to provide to be able to apply for a caravan or camper trailer loan. From there, we may ask for further documentation to back up the loan application.

    For more contextual information, we may ask you to provide details of the make, model and year of the caravan or camper trailer that you intend to purchase. You will also need to provide a copy of the purchase agreement or sales contract for the caravan or camper trailer you are financing.

  • What is the minimum down payment for a caravan or camper trailer loan?

    In Australia, the minimum down payment can vary depending on the lender. When you are applying for a caravan or camper trailer loan, you may be expected to pay a down payment depending on the lender and your personal circumstances.

    The process is quick so you should be prepared to have enough funds to make the payment without delaying your financing application.

    However, many of our lenders offer no-deposit options if you wish to borrow the full purchase price.

  • Can I refinance my existing caravan or camper trailer loan?

    Yes. You can refinance an existing caravan or camper trailer loan. When you refinance a loan, you can potentially lower your interest rate or monthly payments or change the terms of your loan.

    The process of refinancing a loan will depend on the lender, but often it is a relatively similar process to how you obtained the loan. It’s important to keep in mind that refinancing may come with additional costs, like appraisal fees, origination fees, and closing costs.

  • What type of loans can you get for financing a caravan or camper trailer?

    When you’re looking for caravan finance, there are a variety of loan options to choose from. Through Credit One’s caravan loan brokers, here are the main type of loans you can get:

    • Personal Loans: A personal loan is that most common and is not secured by any collateral. A personal loan usually has a fixed interest rate and a fixed period of loan repayments.
    • Secured Caravan Loans: Secured caravan loans are what Credit One specialises in brokering, as they are specifically designed for recreational vehicles, including caravans and camper trailers. Depending on the lender, these loans can have lower interest rates and longer terms of loan repayments than personal loans.

    A secured loan is one that is secured by collateral, such as the caravan or camper trailer you are buying.

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