Personal Loans are a great way to consolidate your loans and credit cards into one easy to manage payment. With rates at an all time low we could save you thousands on interest.
Maybe you are dreaming of a holiday? Funding for your dream wedding or some much overdue home renovations? We can assist with so many options and the process is quick and easy. Click any of the links to find out how.
Features of a Personal Loan
You can borrow $5,000 or more
You have the options of choosing a loan term from one to seven years
The loan options include a choice of fixed and variable interest rates, low or no early termination fees
A popular option for business owners and operators.
How does a Caravan Chattel Mortgage work?
Under a Chattel Mortgage, you purchase a caravan or camper for your business & you simply pay a fixed monthly payment back to the lender.
A Chattel Mortgage can run from 1 - 7 years, you can finance the full amount if you don't want to pay a deposit. In some cases, you may also be able to set a balloon payment at the end of the term to keep your repayments even more in line with your cash flow expectations.
It's also worth talking to your accountant to see what taxation benefits you or your business may be entitled to with a Chattel Mortgage.
At the end of the Chattel Mortgage, you can either pay out of the balloon if you would like to keep the caravan or camper, you can sell goods, pay out the balloon and keep any funds left over or you can re-finance the balloon.
The information which you calculate from this Calculator is intended for use by you as a guide only. See more in our Disclaimer.
It is not an offer and has no legal effect on any contracts entered into by you ‘ the client’. This simulation and the resulting calculations do not constitute a loan application or offer. The figures and formulae used within this calculator may change at any time without notice.Should you apply for any Credit One product, we will make our own calculations and we will not necessarily take your calculations into account. All Interest rates are displayed ‘are guides ONLY’, repayments as a result of this simulation have no legal offering.Credit One accepts no responsibility for any losses arising from any use of or reliance upon any calculations or conclusions reached using the calculator.Information provided on this calculator does not constitute an offer of finance. Any loan request is subject to assessment against normal lending criteria. Fees and charges may apply. This calculation does not take into account any fees, charges or government taxes which may apply to either the calculation of the loan amount or the monthly repayments, such as GST or Luxury Car Tax (where applicable).
Credit One Smarter Caravan and Camper Finance Options