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Truck Finance

Truck Finance

We'll get you in your big rig, tractor or bus sooner! 

Credit One specialises in arranging heavy vehicle loans and leases for businesses and enterprises across Australia. 

We assist with solutions for all types of commercial trucks in the market with options including Truck leasing, Commercial Vehicle Financing, Bus and Coach Financing, and Tractor Financing

Find out more by speaking to your Credit One consultant today on 1300 CREDIT (1300 273 348)


Truck leasing 

If you are looking for a lower cost alternative for getting a new or used truck instead of considering loan options, the alternative is commercial truck lease. 

By obtaining a truck lease with Credit One you have all the benefits that come with the ownership of your truck with fixed interest rates and flexible contract terms. 

There are numerous benefits of leasing and include:

  • Operating lease and rental payments are fully tax - deductible. 
  • There are no large, upfront deposit requirements. Renting is a low cost, efficient financing solution that can improve your working capital as 100% of the equipment cost is financed.
  • Rental payments are fixed for the term of the contract allowing for easy budgeting. 
  • Operating lease and rental agreements do not appear on your balance sheet as monthly payments are expensed on your income statement. This may improve your business' key performance ratios, which could otherwise restrict future business expansion with your bank. 
  • Leasing and renting equipment removes risks associated with ownership and disposing of the equipment in today's uncertain resale market. At the end of the term the equipment is returned with no further obligation (subject to fair wear and tear conditions).
  • Renting allows your business to benefit from using the latest technology and efficiencies by maintaining a modern fleet. 
  • Rental and lease agreements are tailored to suit your individual business and cash flow needs, allowing you to have monthly, quarterly, annually or structured payments.

For more information see Asset Lease.


Commercial Vehicle Financing  

At Credit One we are experienced truck finance brokers, providing you the best loan options for your business.

We organise finance for all types of truck and transport operators, from a sole trader looking to get a new rig on the road, to a fleet operator looking to expand. 

Whatever it is Credit One customises a finance package to suit your business while structuring repayments to mach your cash flow. 

For more information on commercial truck loans, see here:

Commercial Hire Purchase
Commercial Chattel Mortgage


Bus and Coach Finance

Running a business can be challenging and getting the best finance package is vital!

Credit One has a proven track record of sourcing easy and better bus and coach finance solutions.

Our bus and coach finance experts take the time to understand your business through. One of our representatives will visit your site to gauge what makes your business unique and how we can best tailor a package to suit your circumstances. 

Dealing with Credit One is much simpler than dealing with your bank. We treat you as a person and are focused on helping your business succeed. 

Part of our dedicated service is ensuring you can manage repayments. Many bus and coach operators work on seasonal income; therefore it is important to align your repayments with cash flow. We arrange structured fixed repayment terms up to 10 years. This assists with forward business planning and budgeting. 


Tractor Finance

Need a tractor for your personal or business property? Credit One can help with the best financial solutions!

Whether it's for home maintenance for your hobby farm or use within your business, Credit One can find options quickly and efficiently. 

We seek financial options to include the following:

  • Consumer use tractor
  • Commercial chattel mortgage
  • Commercial Lo-Doc chattel mortgage 

Discover why Credit One really is the quicker, smarter and friendlier way to finance by calling 1300 CREDIT (1300 273 348) or obtain an online quote

Apply For Your Business Finance Online - No Waiting!

Our finance specialists will save you time & money by comparing 40+ leading lenders to get you bank-beating business finance. Best of all - if you're not completely satisfied, your application is obligation-free.

Apply Now Get a Quick Quote

Or phone 1300 CREDIT (1300 273 348) to speak with one of our finance specialists.



Read what our customers have to say about their experience

With over 450 five star Google Reviews! See why Credit One has become one of the most trusted, and preferred brokers in Australia.


As new Credit One customers, we were very impressed and happy with the service received.

From the first contact, Kay has been professional and diligent and has always treated our requests in a very courteous and prompt manner. Throughout the process from application to settlement, Kay demonstrated a willingness and patience to assist at all times to help us achieve our goal.

We have no hesitation in recommending Credit One to anyone in need of finance and insurance.

from New Credit One Customers.


Hi Bonny, I just want to say that I am very happy with the help and dedication that you guys put in to helping me get what I needed, not only are the rates good but the genuine service and care that went in to the whole process, I really feel that I got looked after so thank you so much Credit One and can't wait for the next business move. I'm definitely sticking with you guys and recommending you to who ever needs help. 

Claude Dahdah

Hi Lauren


I would like to say a massive THANK-YOU to Lauren for helping me obtain fast and competitive finance to expand our towing fleet.

She has been an absolute pleasure to deal with going above and beyond to ensure the process was stress free. I will continue to use Lauren for all future business and personal finance requirements.

She's my golden gun for financing.

Thanks again!



Blake BB's Towing.

Blake BBs Towing

It was a real pleasure to deal with someone who knew exactly what they were doing and approached the opportunity with real professionalism and a sense of urgency that is very rare in business today. Indeed it is what we at Buildster also pride ourselves on and aspire to.

We would not hesitate to use you for any of our financing needs and indeed would be willing to explore the refinancing of a number of other trucks that we currently have with others. If this is of any interest to you please do not hesitate to contact me.

David Giffin - Buildster Pty Ltd

Hi Bonny, 
I want to sincerely thank you for helping us in the purchase of our Kenworth T650, with your help my company can continue to grow within the civil construction industry. 
Bonny I felt the need to highlight your magnificent customer service it was a pleasure dealing with you and Credit One, and as I did change my mind on a few trucks it must have been frustrating for you at times but if it was, you never led on. You're a credit to your organisation and will definitely using you again with future endeavours.

Thank you again. 

Kindest Regards

Gregory Perry
Big Boulder Transport

Gregory Perry - Big Boulder Transport

Ian went above and beyond to make the process as stress-free as possible. When it came to signing the paperwork, as I wasn't able to leave my work, Ian came to me. Ian even offered to meet my truck-driving Husband wherever he was going to be at the time for his signature. We were both immensely impressed with the service we received, and how fast the process was. Thanks Ian and Credit One Group!

Amy Kostka

I'm extremely grateful for Shaun and how straightforward he made my application process. All I had to do was submit the documents and he negotiated the best arrangement for me, my situation and the outcome I was after. All of the hard work was done. Shaun responded to all of my questions anytime and if he was unable to assist me he made sure there was someone I could contact for help. This is the 2nd time I've worked with him and if you're lucky enough to deal with him, like me, you won't want to go through anyone else again. Applying for finance can be stressful enough as it is but having someone with the industry experience to help you get the outcome you want makes it all so much easier.



Thanks once again for organizing the truck finance. 

The service that you provide is second to none. Quick approval, best rates and even providing a facility for the "difficult" finance job. I would have no problem in recommending Credit One to anyone.

Peter T

Peter T

We have dealt with Credit One for years & cannot fault them. We do all of our financing with Milena & she is great to work with. Milena always meets deadlines, is true to her word, is honest, reliable & very professional.

Credit One & Milena take the hassle out of what is usually a tedious task. Thanks for your great service.

Kylie Atkins

Hi Kiana, 

Thank you so much for your fast and efficient service. Pleasure doing business with you.

David Wathen Jnr.

Thank you so much Milena for everything you have done for me. I appreciate your efforts! I can't wait to deal with you again in the future.

L. Page

I would like to Thank you very much Milena. You have been very very helpful, fast and easy to deal with from start to finish. I would and will highly recommend Milena to anyone wishing to get finance.

David Swygart

Excellent news that the loan went through so quickly! It has been a pleasure dealing with you. Thanks for your help, much appreciated.

James and Lauren Wheeler

Milena, your professional and successful handling of this complex transaction has been very much appreciated. I look forward to working with you and your team again in the future.

PILA Group

Thanks for all of your work on this. I'll definitely recommend your services and use you again. You have put a lot of effort in for us.

Sian Wooldridge

Sian Wooldridge


Thanks for organising the finance on the Isuzu truck. Great Service. I would highly recommend your company.

Regards Steve


Hi Milena

Thanks so much for your friendly and extremely efficient service.

We look forward to working with you again in the future.

Kind regards

Kim Johal

Kim Johal

Milena has done an exceptional job at financing the equipment that I require for my business.

I would have no hesitation in coming back to her for all of my future finance needs.

Chris Robinson

Thanks so much, I really appreciate everything you have done. You have been a pleasure to deal with.

Stephen Calman


I am 100% happy with everything that you have done for me so that I could finance my new truck. I drove you mad with all the truck changes but you never complained. I have dealt with other brokers in the past who did not keep me in the loop on what was happening with my application. You kept me informed throughout the whole process and even if my loan had not been approved, I would still highly recommend you. I don’t know how to thank you!

Barry Williams

Morning Krystal,

Just a quick email to thank you and Michael for your help in securing our new truck, picked it up late Friday after a 5 hour drive over. Put our car on the back then drove home, all went well.

Please pass on my thanks to Michael.

Kind Regards

Monique Burke

G'day Michael, thanks heaps for all your help with the loan mate. Everyone was great to deal with and made it an easy process. I can't wait to get in the new truck come Monday!


Michael Clark


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